Insurance Resources

Insurance Resources

Browse our "knowledgebase" of business and commercial risk related articles. You'll find resources, tips & tricks, educational materials and much much more.
2/20/2021

Minimum Auto Insurance Requirements By State

Most states require car owners to buy certain types and minimum amounts of insurance coverage before they may legally drive their cars. This chart shows the mandatory requirements for bodily injury (BI) liability, physical damage (PD) liability, no-fault personal injury protection (PIP), uninsured motorist (UM) and underinsured motorist (UIM) coverage. It also indicates which states have only financial responsibility (FR) laws. Additional information follows the chart.