Business owners have a lot to consider when choosing insurance that fully protects their business. One coverage option, a business owners policy (BOP), can take the guesswork out of the process.
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Our extensive arsenal of carriers means you get the coverage at the best rates. Business owners face a variety of risks unique to their specific type of business. Choosing appropriate insurance coverage is key to ensuring that the business remains lucrative, especially when any of those risks become reality. A business owners policy (BOP) takes some of the guesswork out of choosing insurance and can make it easier to safeguard your business.
WE GET TO KNOW YOUR BUSINESS
Getting to know your business is an integral part of choosing the right insurance. Our insurance experts will provide you with an in-depth look at all the coverages a business in your industry needs.
CUTTING EDGE TECHNOLOGY FOR TOP-SHELF SERVICE
Metro is paperless and fully online. Submit forms electronically and issue certificates yourself instantly. Access our resource portal for materials that will save your business time and money.
A WIDE RANGE OF CARRIERS
We have a vast selection of carriers and great relationships with our underwriters. We sell nearly every carrier that works with independent brokers. That directly translates to better pricing for you!
Business Owners Package
Theft and Vandalism
BOPs are packaged for businesses that generally face the same type of risks. For example, a restaurant BOP can be designed and packaged differently than a manufacturing BOP.
Typically, a BOP covers a business’s equipment and merchandise while also covering everything that a general liability policy covers. It also covers equipment, furniture and supplies in up to five separate locations, including rented and leased equipment.
Not everyone keeps their windows open regularly, and since air circulation is often limited, it’s easy for pollutants to build up and adversely affect your health. In fact, the Department of Energy estimates that indoor pollutant levels are 100 times higher than outdoor levels. Keep your office air clean by following these safety tips!
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