Better coverage. Better prices.


Our extensive arsenal of carriers means you get the coverage at the best rates.
Business owners face a variety of risks unique to their specific type of business. Choosing appropriate insurance coverage is key to ensuring that the business remains lucrative, especially when any of those risks become reality. A business owners policy (BOP) takes some of the guesswork out of choosing insurance and can make it easier to safeguard your business.

WE GET TO KNOW YOUR BUSINESS
Getting to know your business is an integral part of choosing the right insurance. Our insurance experts will provide you with an in-depth look at all the coverages a business in your industry needs.

CUTTING EDGE TECHNOLOGY FOR TOP-SHELF SERVICE
Metro is paperless and fully online. Submit forms electronically and issue certificates yourself instantly. Access our resource portal for materials that will save your business time and money.

A WIDE RANGE OF CARRIERS
We have a vast selection of carriers and great relationships with our underwriters. We sell nearly every carrier that works with independent brokers. That directly translates to better pricing for you!
Business Owners Package
Property Insurance
General Liability
Business Interruption
Crime
Data Breach
Theft and Vandalism
Essential Knowledge for Business Owners

BOPs 101

BOPs are packaged for businesses that generally face the same type of risks. For example, a restaurant BOP can be designed and packaged differently than a manufacturing BOP.
Typically, a BOP covers a business’s equipment and merchandise while also covering everything that a general liability policy covers. It also covers equipment, furniture and supplies in up to five separate locations, including rented and leased equipment.
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Links & Resources
What's in a BOP?
Get to know some of the coverages typical BOP policies include
Federal Employment Laws
Learn about different federal employment guidelines
Business Owners INSURANCE

Forms & Downloads


BOP QuickQuote
A basic form so we can get you an indication

No Known Loss
A letter stating you haven't had any loses

BOP Articles

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