Better coverage. Better prices.

Our extensive arsenal of carriers means you get the coverage at the best rates.
Business owners face a variety of risks unique to their specific type of business. Choosing appropriate insurance coverage is key to ensuring that the business remains lucrative, especially when any of those risks become reality. A business owners policy (BOP) takes some of the guesswork out of choosing insurance and can make it easier to safeguard your business.

WE GET TO KNOW YOUR BUSINESS

Getting to know your business is an integral part of choosing the right insurance. Our insurance experts will provide you with an in-depth look at all the coverages a business in your industry needs.

CUTTING EDGE TECHNOLOGY FOR TOP-SHELF SERVICE

Metro is paperless and fully online. Submit forms electronically and issue certificates yourself instantly. Access our resource portal for materials that will save your business time and money.

A WIDE RANGE OF CARRIERS

We have a vast selection of carriers and great relationships with our underwriters. We sell nearly every carrier that works with independent brokers. That directly translates to better pricing for you!

BOPs 101

BOPs are packaged for businesses that generally face the same type of risks. For example, a restaurant BOP can be designed and packaged differently than a manufacturing BOP.

Typically, a BOP covers a business’s equipment and merchandise while also covering everything that a general liability policy covers. It also covers equipment, furniture and supplies in up to five separate locations, including rented and leased equipment.

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BOP Articles

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Business Owners

Business owners have a lot to consider when choosing insurance that fully protects their investment. A business owners policy (BOP), can take the guesswork out of the process and provides a comprehensive set of essential coverages.