We Speak Your Language.


We've been on the forefront of insuring technology companies for more than 25 years.
We understand the complexities and constant changes that are part of the software and IT industry and the resulting risks that are increasing every day. Our insurance solutions are unique for technology business risks and our forward-thinking solutions help manage risk effectively. From prepackaged software and game developers, to computer programming and data processing services, Metro has the carriers, knowledge and staff to set a new standard for brokers in the industry. Along with killer pricing and amazing customer service, we also provide a wealth of tools and resources that help your company save time and money. Fun fact: This website you're on was developed by our own broker, Nathan Smith, using dotnetcore (.net 5)!

YOUR DEVELOPERS ARE YOUR MOST IMPORTANT ASSET... AND LIABILITY
Sitting in front of a computer all day can lead to cumulative injury. Having a problem employee could turn into lawsuit. Protecting sensitive information from getting into the wrong hands could be a problem. Not having good benefits could keep you from attracting quality talent. Let us get to know you and your operation and provide a proposal that addresses all these concerns and more.

HAVING THE RIGHT BROKER COULD SAVE YOUR BUSINESS FROM DISASTER
Along with getting you the right insurance with better coverage and better rates, we also provide a full spectrum of risk management service and safety resources. Liability comes in many forms - general, premises, cyber, professional, etc - and a typical BOP or E&O policy might not address the specific risks your company faces. We know that technology presents unique risks - like privacy, advertising injury and data breach.

THE BEST CARRIERS, PRICE AND SERVICE ARE ONLY HERE AT METRO
We have a wide arsenal of carriers that cover every kind of software, hardware and systems developer imaginable. Our knowledge of the industry means we know the right questions to ask to get you the right coverage. And the special relationships we have with our underwriters means that we can place coverage with many carriers that other's can't. Find our why we're the best in the business.
Technology Insurance
Software Engineers
Architect / UI / UX
Scrum Master
Data Scientist / Engineer
Database Gurus
Integration Specialists
Essential Knowledge for Business Owners

Tech Insurance 101

With the speed of development and ever-changing threat of security concerns, being on top of your game in the software and information technology industry is a consistent challenge. That’s why Metro is here to provide you with in-depth industry knowledge and customizable insurance solutions to protect your interests today and over the long-term.
Even though many companies now choose to run their servers off-site, <strong>property insurance</strong> is the first coverage to assess. How much is all your equipment worth and what would happen if one day all that equipment disappeared? <strong>Professional liability and errors and omissions</strong> is likely the foremost exposure to your business. A supplemental insurance application will help our underwriters understand the ins-and-outs of your business's daily operation and risk exposure. <strong>Work comp </strong>is required by the state for all your employees, and is generally very cheap since risk of injury is low. Click below to read our complete guide of recommended coverages for developers.
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Links & Resources
Tech Insurance Terms to Know
Along with the basic insurance coverage, you should know these terms
Recommended Insurance Coverage for Developers
This article goes through all the basic kinds of insurance you should consider and what they do.
Cyber Risk Exposure Scorecard
Does your company need cyber liability? Take this quiz and then download our services portfolio!
Software Development INSURANCE

Forms & Downloads


BOP QuickQuote
Basic details to get the ball rolling.

USLI Tech Supplemental
A supplemental we like using for professional liability

Work Comp QuickQuote
A quick app for work comp coverage

No Known Loss
A NKL letter we may need you to sign

Tech Insurance Articles

LATEST NEWS & BLOG
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Employee handbooks are essential tools for establishing employee expectations, addressing workplace issues, and defending against potential lawsuits. Failing to update your employee handbooks regularly can make you vulnerable to legal risks and liabilities, resulting in costly fines, penalties, and attorneys’ fees. Here are 5 hot-button issues your should review in 2023.
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Effective this year are important laws regarding minimum wage, tipping, exceptions, penalties and more. This article will familiarize yourself with the basics of these changes.
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Protecting Vacant Real Estate Property
The insurance risks/liabilities associated with owning vacant property can be extensive, and to ensure you are adequately protected, it is important to know these risks.
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