Metro's work comp solutions combine carriers, services, and resources to reduce premiums. We establish safety policies, implement return to work programs, and address issues like fraud and post-termination claims.
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Is your broker taking proactive steps to help lower your work comp premiums? We don't just bind a cheap policy and file it once a year. Along with shopping the market with our extensive list of carriers, we can help you reduce claims and control costs by establishing a written safety policy, implementing a return to work program, streamlining reporting procedures, identifying top loss sources, and so much more. It's part of our work comp services portfolio that's offered to each of our insureds as part of doing business with us.
BUSINESSES GET 5-TO-1 RETURNS ON INVESTMENTS IN HEALTH AND SAFETY.
Our employee safety materials will help you promote a safety-minded workplace. We can provide industry-specific flyers, newsletters, bulletins, a comprehensive worker safety manual and more to keep safety top of mind.
EFFECTIVE CLAIMS HANDLING AND RETURN TO WORK PROGRAMS
The evidence is clear: the longer a claim stays open, the more it will cost you. Metro has a stellar team of work comp professionals that assist you with claims. We can help you implement a robust return to work program that provides employees with appropriate care and facilitates quick recovery.
HIGH PREMIUMS ARE A SYMPTOM OF OUT OF CONTROL CLAIMS.
And we can help with out-of-the-box ideas. If you are facing issues like fraud and unnecessary litigation, post-termination claims, cumulative trauma and bad employee relationships, they can be solved! Metro brings new solutions to the table that will change your outlook on the industry.
Coverage for medical expenses.
Protection against loss wages.
Coverage for ongoing care and rehabilitation.
Protection for your business.
Essential Knowledge for Business Owners
Work Comp 101
In the event that one of your staffers gets injured on the job, workers' compensation insurance will cover his or her medical costs and wages during the recovery period.
Workers' compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages and all of the medical expenses related to the treatment and rehabilitation.
Employee handbooks are essential tools for establishing employee expectations, addressing workplace issues, and defending against potential lawsuits. Failing to update your employee handbooks regularly can make you vulnerable to legal risks and liabilities, resulting in costly fines, penalties, and attorneys’ fees. Here are 5 hot-button issues your should review in 2023.
2023 California Minimum Wage Laws
Effective this year are important laws regarding minimum wage, tipping, exceptions, penalties and more. This article will familiarize yourself with the basics of these changes.
Protecting Vacant Real Estate Property
The insurance risks/liabilities associated with owning vacant property can be extensive, and to ensure you are adequately protected, it is important to know these risks.
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