Your Defense Against Liabilities


Do you have a broker that understands your business?
Getting you the best liability policy is an art. From getting to know your business, to understanding the risks and exposures you face, to working together to implement the best policy to keep you protected. And then after the bind, our team is the best in the business - a phone call away from answering your questions, getting your certificates, and going to bat for you when there's a claim.

FROM QUOTES TO CLAIMS, WE HAVE TOP-NOTCH CUSTOMER SERVICE
Along with shopping our extensive arsenal of carriers to get you the best price, our service team is the best in the biz. We're building long-lasting relationships with our insureds because we care about the well being of your business.

THE RISKS AND EXPOSURES YOU FACE CAN BE STAGGERING
Let us help you understand the different kinds of liability insurance. We can find the right carrier that specializes in your industry. We can write hard-to-place risks like roofers and janitorial services. Contact us today to experience the difference a good broker can make.

JUST LOOKING FOR THE BEST PRICE? WE'VE GOT YOU.
Many times, a business is just looking to fulfill contract obligations or carry minimum insurance amounts to get a lease on a building. Metro is the top-source for quick and easy policies that will get you back to your business. And of course, when the time comes, we're here to properly insure you so you can rest easy at night.
General Liability
Products Liability
Completed Operations
Risk Retention Groups
Building Coverage
Employee Benefits
Accidents and Negligence
Essential Knowledge for Business Owners

Liability 101

A typical CGL policy provides coverage for claims of bodily injury or other physical injury, personal injury (libel or slander), advertising injury and property damage as a result of your products, premises or operations, and can be offered as a package policy with other coverages such as property, crime, automobile and more.
As a safeguard against liability, CGL enables you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing. CGL policies also provide coverage for the cost to defend and settle claims. A typical CGL policy may cover additional insureds, personal and advertising injury, defense costs, medical expenses, premises and opeartions liability abd products liability. To learn more, click the button below or some of the "Back to Basics" links to the right.
CLICK HERE TO LEARN MORE
Links & Resources
General Liability Basics
Get to know the basics of general liability insurance
Additional Insured Endorsements
Learn how AIs can be used for indemnity
Product Liability Insurance
Learn about this important general liability coverage
Exposures You Should Know
Discover crucial general liability exposures to stay protected
General Liability INSURANCE

Forms & Downloads


Package Application ACORD
A menacing form, but we highlighted the important bits in red

Broker of Record
This will assign Metro as your servicing agency.

Contractors Supplemental
An application needed for contractors GL

No Known Loss Form
A form stating you have had no losses

General Liability Articles

LATEST NEWS & BLOG
New Year, New Deadlines: 2024 HR Event Calendar
Check out our 2024 HR Compliance Calendar, meticulously organized and simplified for easy navigation. Stay on track with all your HR tasks and deadlines with this user-friendly guide for Californian business owners.
Read More
Liquor Liability Coverage: Essential for Your Next Hip Hop Special Event?
Liquor liability for hip hop events plays a pivotal role in the world of event planning, venue management, and businesses that serve or sell alcohol.
Read More
Let's lock it down. October is Cybersecurity Month!
Here are 9 essential cybersecurity controls that organizations can implement to help manage their cyber exposures.
Read More
Read More Articles
Let's Get To Work

REQUEST PROPOSAL!