Controlling costs and managing risks is what we do best. We don't just get cheap quotes, we help you contain costs, employ safety management techniques and keep your business running at maximum efficiency.
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We understand your industry.
For over 25 years, Metro has helped thousands of manufactuctres with thier insurance. Our extensive arsenal of carriers are hungry to write business, and we have relationships with underwriters that most don't. Insurance for manufacturers can be complex and expensive. Trust the professionals at Metro Insurance to work with you on an insurance solution that addresses your risks and fits your budget.
CONTROLLING COSTS AND MANAGING RISK
Metro can work with management to employ effective cost containment strategies. We can help tackle work comp claims, high premiums and adverse loss histories. When regulatory changes affect your business, we’ll make sure you have all the resources you need to keep your team informed and compliant.
EFFECTIVE RISK TRANSFER TECHNIQUES
We can help protecting your business in the event of business interruption or an emergency. We can insure critical equipment in case of a breakdown. We can protect your company in the case of an environmental hazard or disaster.
YOUR EMPLOYEES ARE YOUR GREATEST ASSET
Along with group medical and work comp coverage, we can provide you with the tools necessary to keep your employees stay at their best. Along with offering benefits like group medical, disability and life, we provide manufacturing-specific posters, flyers, newsletters and more to keep safety top of mind on the production floor.
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Essential Knowledge for Business Owners
Insurance for Manufacturers
You face a unique set of risk and exposures. From protecting your property and equipment, to keeping your employees safe, to product liability and more.
Metro can help craft a risk management solution that is both effective and affordable. Our recommended coverages are Building, Business Personal Property, Business Income with Extra Expense, Equipment Breakdown, Employee Dishonesty, Accounts Receivable, Computers, Goods in Transit, Valuable Papers and Records, General Liability, Employee Benefits Liability, Environmental Impairment Liability, Umbrella Liability, Hired and Nonownership Auto Liability, Workers Compensation.
Employee handbooks are essential tools for establishing employee expectations, addressing workplace issues, and defending against potential lawsuits. Failing to update your employee handbooks regularly can make you vulnerable to legal risks and liabilities, resulting in costly fines, penalties, and attorneys’ fees. Here are 5 hot-button issues your should review in 2023.
2023 California Minimum Wage Laws
Effective this year are important laws regarding minimum wage, tipping, exceptions, penalties and more. This article will familiarize yourself with the basics of these changes.
Protecting Vacant Real Estate Property
The insurance risks/liabilities associated with owning vacant property can be extensive, and to ensure you are adequately protected, it is important to know these risks.
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