Count On The Experts


Do you give advice, makes recommendations, designs solutions or represent other?
There are many different forms of professional liability insurance and multiple factors to consider when purchasing E&O coverage for your business. Because there isn’t a standard policy, an experienced agent who understands your needs is invaluable. Call us today at 800.640.4430 to learn how E&O insurance can be used as part of your total risk management program.

YOU NEED PROFESSIONAL LIABILITY COVERAGE
It is appropriate coverage for anyone who gives advice, makes educated recommendations, designs solutions or represents the needs of others. Service professionals such as accountants, computer consultants, software developers, planners, architects, real estate agents and contractors are prime candidates for carrying E&O insurance.

THE BEST CARRIERS, PRICE AND SERVICE ARE ONLY HERE AT METRO
We have a wide arsenal of carriers that cover every kind of industry imaginable. Our relationships with our underwriters means that we can place coverage with many carriers that other's can't. And our go-to-sources are the best in the business. Call us today for a quote!

FINDING THE BEST POLICY CAN BE A TIME CONSUMING PROCESS
Let the experts at Metro turn over every rock to look for the best solution for your business. If you have questions, we have answers - and our team of professionals is just a phone call away.
Errors & Omissions
Consultants
Health Care
Architchs and Engineers
Technology Services
Financial Services
Attorneys
Essential Knowledge for Business Owners

E&O 101

E&O policies cover large legal defense costs incurred when trying to prove liability or innocence. They also ultimately cover the final judgment if the business owner does not win the lawsuit.
E&O insurance is supplementary liability insurance that enhances any business owner’s policy by safeguarding against catastrophic loss in the event of a lawsuit due to a negligent act, error or omission by the professional. In addition to claims of error, omission, or negligence, E&O insurance can also protect against slander, libel and breach of contract. Click below to learn more about this coverage.
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Links & Resources
Professional Liability and E&O Basics
Learn the basics about this important coverage
Errors & Omissions INSURANCE

Forms & Downloads


E&O Application
Our favorite form for getting E&O Quotes

Professional Liability Supplemental
A standard ACORD 187 Form supplemental

Medical Professional Supplemental
A E&O ACORD 196 Supplemental for medical professionals

Accountants E&O Supplemental
An ACORD 838 questionaire for accountants

E&O Articles

LATEST NEWS & BLOG
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Employee handbooks are essential tools for establishing employee expectations, addressing workplace issues, and defending against potential lawsuits. Failing to update your employee handbooks regularly can make you vulnerable to legal risks and liabilities, resulting in costly fines, penalties, and attorneys’ fees. Here are 5 hot-button issues your should review in 2023.
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2023 California Minimum Wage Laws
Effective this year are important laws regarding minimum wage, tipping, exceptions, penalties and more. This article will familiarize yourself with the basics of these changes.
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Protecting Vacant Real Estate Property
The insurance risks/liabilities associated with owning vacant property can be extensive, and to ensure you are adequately protected, it is important to know these risks.
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