Essential Knowledge for Business Owners
Hip Hop Insurance 101
If you're new to throwing hip hop/rap events, you're probably wondering why it's so hard to get affordable insurance for your event. Where death metal used to be the most expensive-to-insure events, hip hop/rap (and raves) have quickly taken the throne as the most difficult-to-place event coverage.
Carriers have learned that "urban" (we hate that word) events like hip hop, rap, R&B and trap have a key liability marker that affects the likelihood of a claim. The artists. Who you have performing will play a big part in your ability to obtain good insurance. Have the artists ever been charged with felonies? Do they talk about violence, racism and sexism? Have they had problems at past events? Do they encourage bad behavior? If you're new to this, check out our guide below for a crash course in Hip Hop Insurance.
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