We know hip hop & rap insurance.

We've been on the forefront of hip hop, rap, R&B and old-school events for over a decade.
When we first started writing hip hop and rap concerts, policies cost a few hundred bucks and needed a one-page application. The industry has evolved to make hip hop and rap concerns one of the toughest underwriting risks in the event industry. Fortunately, the team at Metro has the secret sauce that will keep your costs low and risks under control. From small intimate bar events to A-list arena sell-outs, Metro has the knowledge and skill to partner with you so that you can focus on what you do best - throwing successful events.

Insurance is just like the music industry, it's all about playing the game - who you know, how to work and when to move. With our years of experience, we will partner with you to broker the best coverages at the best price, no gimmicks, no tricks. We work with the best in the business, and we're all about building relationships.

Have a complicated contract with seemingly impossible insurance requirements? Let us guide you through all the coverages and work with you and your venue and vendors to get everything ironed out. We've insured tiny events in the park, to tens of thousands on a rave cruise.

The industry changes every month, and hip hop and rap events have gotten a bad rep over the past couple years. We're invested in not just making sure your event goes well, but we're advocates of making sure everyone has access to the best insurance and service in the industry.
Event Liability
Slip and Fall
Property Damage
Sexual Misconduct
Essential Knowledge for Business Owners

Hip Hop Insurance 101

If you're new to throwing hip hop/rap events, you're probably wondering why it's so hard to get affordable insurance for your event. Where death metal used to be the most expensive-to-insure events, hip hop/rap (and raves) have quickly taken the throne as the most difficult-to-place event coverage.
Carriers have learned that "urban" (we hate that word) events like hip hop, rap, R&B and trap have a key liability marker that affects the likelihood of a claim. The artists. Who you have performing will play a big part in your ability to obtain good insurance. Have the artists ever been charged with felonies? Do they talk about violence, racism and sexism? Have they had problems at past events? Do they encourage bad behavior? If you're new to this, check out our guide below for a crash course in Hip Hop Insurance.
Links & Resources
Hip Hop Concerts INSURANCE

Forms & Downloads

Hip Hop Rap Articles


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