Service. Passion. Knowledge.


Our group medical solutions bring you all the best carriers at affordable rates.
We work with all the major carriers and can present options for all sizes and budgets. Our top-shelf group medical solutions make enrollment fast and easy. Trust our team of professionals to bring you the best group medical solutions available on the market.

THE BEST PLANS AT THE BEST PRICE
We represent nearly every major carrier and our underwriters are hungry to write business. Applying is easy - give us as call and we’ll show you.

FLEXIBLE OPTIONS ARE OUR SPECIALTY
From high deductible plans, to full coverage with dental and vision, we give your employees the plans they need to be at thier best.

CUTTING EDGE TECHNOLOGY FOR TOP-SHELF SERVICE
Metro is paperless and you can enroll online. Our tools allow you to track e-signatures, collect employee forms, and review handbooks and agreements. We make everything as easy as possible.
Group Medical
Personalized Service
Compliance Expertise
Innovative Products
Fast Service
Flexible Plans
Affordable Rates
Essential Knowledge for Business Owners

Group Medical 101

Group medical coverage is a policy that allows your company to buy health coverage as a group so you can get a reduced rate. Carriers typically require 70% participation. You can pay for all of the premiums, or split the cost with your employees. Employees can add thier family for an additional cost.
Enrollment usually starts with a group census form to collect the basic details of your employees. From there, a master application is usually submitted. You may also be asked to submit employee applications, an ACA Banking Consent form, Wage and Tax statements, a PCP selection form for HMO enrollees and a few other things. To learn more, click the link below.
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Links & Resources
Participation Guidelines
This article shows the requirements for each major carrier
FSA, HRA or HSA
Learn the difference between the three kinds of options.
Group Medical INSURANCE

Forms & Downloads


Small Group Census
A small app for small businesses

California Rate Table
Get a feel for rates with Blue Shield's rate table

2022 Open Enrollment Deadlines
Almost all of our carrier's OE deadline dates

Group Census Template
Use this Microsoft Excel spreadsheet to provide a list of employees

Group Medical Articles

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