With over 25 years experience and a knowledgeable team of professionals ready to answer your questions, we're dedicated to bringing you the best group medical solutions available.
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Our group medical solutions bring you all the best carriers at affordable rates. We work with all the major carriers and can present options for all sizes and budgets. Our top-shelf group medical solutions make enrollment fast and easy. Trust our team of professionals to bring you the best group medical solutions available on the market.
THE BEST PLANS AT THE BEST PRICE
We represent nearly every major carrier and our underwriters are hungry to write business. Applying is easy - give us as call and we’ll show you.
FLEXIBLE OPTIONS ARE OUR SPECIALTY
From high deductible plans, to full coverage with dental and vision, we give your employees the plans they need to be at thier best.
CUTTING EDGE TECHNOLOGY FOR TOP-SHELF SERVICE
Metro is paperless and you can enroll online. Our tools allow you to track e-signatures, collect employee forms, and review handbooks and agreements. We make everything as easy as possible.
Essential Knowledge for Business Owners
Group Medical 101
Group medical coverage is a policy that allows your company to buy health coverage as a group so you can get a reduced rate. Carriers typically require 70% participation. You can pay for all of the premiums, or split the cost with your employees. Employees can add thier family for an additional cost.
Enrollment usually starts with a group census form to collect the basic details of your employees. From there, a master application is usually submitted. You may also be asked to submit employee applications, an ACA Banking Consent form, Wage and Tax statements, a PCP selection form for HMO enrollees and a few other things. To learn more, click the link below.
Employee handbooks are essential tools for establishing employee expectations, addressing workplace issues, and defending against potential lawsuits. Failing to update your employee handbooks regularly can make you vulnerable to legal risks and liabilities, resulting in costly fines, penalties, and attorneys’ fees. Here are 5 hot-button issues your should review in 2023.
2023 California Minimum Wage Laws
Effective this year are important laws regarding minimum wage, tipping, exceptions, penalties and more. This article will familiarize yourself with the basics of these changes.
Protecting Vacant Real Estate Property
The insurance risks/liabilities associated with owning vacant property can be extensive, and to ensure you are adequately protected, it is important to know these risks.
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