Your Shield from Employment Woes


California has the highest number of employment-related lawsuits in the United States
No one likes talking about lawsuits. But sometimes things go south in the workplace, and you don't want to be caught with your pants down (literally and figuratively speaking). That's where EPLI insurance comes in - it's like a superhero cape for your business, protecting you from the villainous clutches of employment-related claims like discrimination, harassment, and wrongful termination. Plus, if you're in California, you might need it more than most - our employment laws are no joke!

LOCAL EXPERTISE
As a family-owned and operated insurance agency in Southern California since 1982, we have deep roots in the community and a commitment to building long-lasting relationships with our clients. We understand the unique needs of businesses here and are dedicated to providing personalized service that goes above and beyond what you'd expect from a typical insurance agency.

YOUR TRUSTED PARTNER
With some of the highest retention and renewal rates in Southern California, our clients trust us to provide them with reliable coverage year after year. We understand that buying EPLI can be a daunting task, but with Metro Insurance, you can rest easy knowing you have a trusted partner on your side. We think outside of the box to find creative solutions that save you money without sacrificing coverage. We're here to protect your business, and we take that responsibility seriously.

ALL THE CARRIERS
As an independent insurance agency, we have access to a wide range of carriers and underwriters. This means we can offer you a customized "California EPLI solution" that fits your specific needs and budget. We take the time to understand your business and work with you to find the right coverage at the right price. Our goal is to make sure you have the protection you need without breaking the bank.
Employment Liability Insurance
Discrimination coverage
Wrongful termination
Retaliation claims
Workplace safety
Wage disputes
Hiring practices
Essential Knowledge for Business Owners

EPLI 101

EPLI can cover a wide range of employment-related claims, including discrimination, harassment, retaliation, wrongful termination, and breach of employment contract. It can often be purchased as a stand-alone policy or as part of a package with other types of business insurance, such as general liability or workers' compensation.
EPLI insurance is like a giant umbrella that keeps you dry when it starts raining lawsuits. It's your safety net against pesky employment claims like discrimination and harassment. Protect Your Business, Protect Your People with EPLI.
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Links & Resources
California Business Owners Guide
Hundreds of pages of resources and info
Employment Practices EPLI INSURANCE

Forms & Downloads


EPLI Application
A simple app for standalone coverage quotes

EPLI Articles

LATEST NEWS & BLOG
5 Employment Policies to Review in 2023
Employee handbooks are essential tools for establishing employee expectations, addressing workplace issues, and defending against potential lawsuits. Failing to update your employee handbooks regularly can make you vulnerable to legal risks and liabilities, resulting in costly fines, penalties, and attorneys’ fees. Here are 5 hot-button issues your should review in 2023.
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2023 California Minimum Wage Laws
Effective this year are important laws regarding minimum wage, tipping, exceptions, penalties and more. This article will familiarize yourself with the basics of these changes.
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Protecting Vacant Real Estate Property
The insurance risks/liabilities associated with owning vacant property can be extensive, and to ensure you are adequately protected, it is important to know these risks.
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