Defend Your Business


Cyberattacks on businesses increased by 20% in California in 2020.
That makes us the state with the highest number of reported breaches in the US, according to the California Department of Justice. To make things worse, California has some of the most stringent data breach notification laws. Metro Insurance has the expertise and knowledge to help you understand your cyber liability risks and create customized insurance solutions to meet your needs.

NOT NICHE ANYMORE
Cyber Liability is the fastest growing space in commercial insurance. Nearly every business has good reasons to carry cyber liability, but for some it's not a hard decision. The average cost of a data breach for a California business is $3.9 million and of all attacks targeting businesses, 43% were targeted towards small businesses.

AHEAD OF THE CURVE
Cyber attacks can be devastating for businesses, particularly small and medium-sized enterprises. Cyber liability insurance can help protect against financial losses and reputational damage in the event of a data breach, cyber attack or other digital threat. We stay up-to-date so we can keep you up-to-date with the latest evolving risks.

WE LOVE TECHNOLOGY
Broker Nathan Smith has a unique background as a programmer, IT consultant, and webby award winning web developer. This means we speak the language of technology and understand the pain points that businesses face when it comes to cyber threats. We're not just an insurance company, we're a partner that can provide the knowledge and resources needed to protect your business from cyber risks.
Cyber Professional
Data breaches
Cyber attacks
Phishing scams
Ransomware attacks
System failures
Network outages
Essential Knowledge for Business Owners

Cyber 101

Cyber liability insurance is a type of insurance designed to protect businesses from risks related to cyber attacks and data breaches. It can cover a wide range of expenses, including legal fees, investigation costs, notification expenses, and credit monitoring for affected customers.
In today's world, businesses of all sizes are facing increasing cyber risks, and California businesses are no exception. California has some of the toughest data privacy and breach notification laws in the country, which means that businesses operating in California face unique cyber liability problems. As a business owner, you need to protect your company's digital assets, including customer data, financial records, and intellectual property, from the risk of cyber attacks. With cyber liability insurance from Metro Insurance, you can be sure that you have the right coverage in place to protect your business and your customers from the costs associated with a cyber attack or data breach. Our team of experts has the knowledge and experience to understand your unique needs and help you navigate the complex world of cyber liability insurance.
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Links & Resources
Cyber Score Card
Assess your cyber risk with our scorecard.
California Business Guide
A thorough crash course in business.
Cyber Disclosure Law Guide
California's Cyber Notification Laws
Cyber Liability INSURANCE

Forms & Downloads


Cyber Liability App
General use application for cyber liability

Prevention/Response Checklists
For ransomware, website security and more

Interactive Scorecard
Excel sheet to assess you cyber exposure.

Cyber Liability Articles

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