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Is your broker taking proactive steps to help lower your work comp premiums?
We don't just bind a cheap policy and file it once a year. Along with shopping the market with our extensive list of carriers, we can help you reduce claims and control costs by establishing a written safety policy, implementing a return to work program, streamlining reporting procedures, identifying top loss sources, and so much more. It's part of our work comp services portfolio that's offered to each of our insureds as part of doing business with us.

BUSINESSES GET 5-TO-1 RETURNS ON INVESTMENTS IN HEALTH AND SAFETY.

Our employee safety materials will help you promote a safety-minded workplace. We can provide industry-specific flyers, newsletters, bulletins, a comprehensive worker safety manual and more to keep safety top of mind.

EFFECTIVE CLAIMS HANDLING AND RETURN TO WORK PROGRAMS

The evidence is clear: the longer a claim stays open, the more it will cost you. Metro has a stellar team of work comp professionals that assist you with claims. We can help you implement a robust return to work program that provides employees with appropriate care and facilitates quick recovery.

HIGH PREMIUMS ARE A SYMPTOM OF OUT OF CONTROL CLAIMS.

And we can help with out-of-the-box ideas. If you are facing issues like fraud and unnecessary litigation, post-termination claims, cumulative trauma and bad employee relationships, they can be solved! Metro brings new solutions to the table that will change your outlook on the industry.

Worker's Compensation

Coverage for medical expenses.
Protection against loss wages.
Coverage for ongoing care and rehabilitation.

Death Benefits.
Compliance Assistance.
Protection for your business.

Essential Knowledge for Business Owners

Work Comp 101

In the event that one of your staffers gets injured on the job, workers' compensation insurance will cover his or her medical costs and wages during the recovery period.

Workers' compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages and all of the medical expenses related to the treatment and rehabilitation.

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Links & Resources

What Is Work Comp
Learn more with this comprehensive article

Terms To Know
Learn the Work Comp lingo.

Reducing Cost
How to get the best bang for your buck

Frequently Asked Questions
We have your work comp answers.

Work Comp INSURANCE

Forms & Downloads

ACORD 130
Industry standard work comp application for all industries.

QuickQuote
A quick and easy form to get the ball rolling.

Full Supplemental
Metro's complete work comp supplemental that covers nearly all industries.

Audit Checklist
Prepare for your work comp audit with this handy audit reference.

Work Comp Articles

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Work Comp

Metro's work comp solutions combine carriers, services, and resources to reduce premiums. We establish safety policies, implement return to work programs, and address issues like fraud and post-termination claims.