Better coverage. Better prices.


Our extensive arsenal of carriers means you get the coverage at the best rates.
Business owners face a variety of risks unique to their specific type of business. Choosing appropriate insurance coverage is key to ensuring that the business remains lucrative, especially when any of those risks become reality. A business owners policy (BOP) takes some of the guesswork out of choosing insurance and can make it easier to safeguard your business.

WE GET TO KNOW YOUR BUSINESS
Getting to know your business is an integral part of choosing the right insurance. Our insurance experts will provide you with an in-depth look at all the coverages a business in your industry needs.

CUTTING EDGE TECHNOLOGY FOR TOP-SHELF SERVICE
Metro is paperless and fully online. Submit forms electronically and issue certificates yourself instantly. Access our resource portal for materials that will save your business time and money.

A WIDE RANGE OF CARRIERS
We have a vast selection of carriers and great relationships with our underwriters. We sell nearly every carrier that works with independent brokers. That directly translates to better pricing for you!
Business Owners Package
Property Insurance
General Liability
Business Interruption
Crime
Data Breach
Theft and Vandalism

BOPs 101

BOPs are packaged for businesses that generally face the same type of risks. For example, a restaurant BOP can be designed and packaged differently than a manufacturing BOP.
Typically, a BOP covers a business’s equipment and merchandise while also covering everything that a general liability policy covers. It also covers equipment, furniture and supplies in up to five separate locations, including rented and leased equipment.
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What's in a BOP?
Get to know some of the coverages typical BOP policies include
Business Owners INSURANCE

Forms & Downloads


BOP QuickQuote
A basic form so we can get you an indication

No Known Loss
A letter stating you haven't had any loses

BOP Articles

LATEST NEWS & BLOG
Loss Control Guide for Apartments and Condos
Apartments and condos face a wide range of risks—including everything from common pest infestations to extreme weather events. But our new Loss Control Guide can help property managers establish prevention programs to help safeguard their units and tenants. Click here to take a peek!
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Using Technology to Boost Workplace Safety
Advanced technology like virtual reality headsets, smartwatches and drones are readily available, so why not use them to protect your workforce? Employers can use these devices to access real-time data on their workplaces and automatically monitor important safety issues. Get in touch with us today to read our How Technology Can Boost Workplace Safety article, which outlines how these modern advancements can help protect your business.
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Eliminating indoor air pollution
Not everyone keeps their windows open regularly, and since air circulation is often limited, it’s easy for pollutants to build up and adversely affect your health. In fact, the Department of Energy estimates that indoor pollutant levels are 100 times higher than outdoor levels. Keep your office air clean by following these safety tips!
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Read More Articles
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