Your Defense Against Liabilities


Do you have a broker that understands your business?
Getting you the best liability policy is an art. From getting to know your business, to understanding the risks and exposures you face, to working together to implement the best policy to keep you protected. And then after the bind, our team is the best in the business - a phone call away from answering your questions, getting your certificates, and going to bat for you when there's a claim.

FROM QUOTES TO CLAIMS, WE HAVE TOP-NOTCH CUSTOMER SERVICE
Along with shopping our extensive arsenal of carriers to get you the best price, our service team is the best in the biz. We're building long-lasting relationships with our insureds because we care about the well being of your business.

THE RISKS AND EXPOSURES YOU FACE CAN BE STAGGERING
Let us help you understand the different kinds of liability insurance. We can find the right carrier that specializes in your industry. We can write hard-to-place risks like roofers and janitorial services. Contact us today to experience the difference a good broker can make.

JUST LOOKING FOR THE BEST PRICE? WE'VE GOT YOU.
Many times, a business is just looking to fulfill contract obligations or carry minimum insurance amounts to get a lease on a building. Metro is the top-source for quick and easy policies that will get you back to your business. And of course, when the time comes, we're here to properly insure you so you can rest easy at night.
General Liability
Products Liability
Completed Operations
Risk Retention Groups
Building Coverage
Employee Benefits
Accidents and Negligence

Liability 101

A typical CGL policy provides coverage for claims of bodily injury or other physical injury, personal injury (libel or slander), advertising injury and property damage as a result of your products, premises or operations, and can be offered as a package policy with other coverages such as property, crime, automobile and more.
As a safeguard against liability, CGL enables you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing. CGL policies also provide coverage for the cost to defend and settle claims. A typical CGL policy may cover additional insureds, personal and advertising injury, defense costs, medical expenses, premises and opeartions liability abd products liability. To learn more, click the button below or some of the "Back to Basics" links to the right.
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General Liability INSURANCE

Forms & Downloads

General Liability Articles

LATEST NEWS & BLOG

Loss Control Guide for Apartments and Condos
Apartments and condos face a wide range of risks—including everything from common pest infestations to extreme weather events. But our new Loss Control Guide can help property managers establish prevention programs to help safeguard their units and tenants. Click here to take a peek!
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Using Technology to Boost Workplace Safety
Advanced technology like virtual reality headsets, smartwatches and drones are readily available, so why not use them to protect your workforce? Employers can use these devices to access real-time data on their workplaces and automatically monitor important safety issues. Get in touch with us today to read our How Technology Can Boost Workplace Safety article, which outlines how these modern advancements can help protect your business.
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Eliminating indoor air pollution
Not everyone keeps their windows open regularly, and since air circulation is often limited, it’s easy for pollutants to build up and adversely affect your health. In fact, the Department of Energy estimates that indoor pollutant levels are 100 times higher than outdoor levels. Keep your office air clean by following these safety tips!
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