Metro Solutions

 Burbank Affordable Independent Commercial Insurance Agent Coverage

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Burbank Affordable Independent Commercial Insurance Agent Coverage

what we offer in Burbank Affordable Independent Commercial Insurance Agent Coverage

1. Standard Liability Insurance: If home-based, needs to have liability insurance, every business, even. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both defense and damages.

2. Residence Insurance policy: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Enterprise owner’s plan (BOP): A businessman coverage deals all required insurance coverage a business person will need. Usually, BOP’s will include enterprise disturbance insurance plan, property insurance policy, car insurance, liability insurance, and criminal offense insurance . Based on your company’s distinct requires, it is possible to alter exactly what is contained in a BOP. By choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s, a business owner will save money, typically.

4. Business Car Insurance: Industrial auto insurance shields a company’s vehicles. It is possible to shield autos that have workers, items or devices. With commercial auto insurance you are able to insure your job trucks, cars, vans and SUVs from damage and collisions. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Often times the non-owned and operated can be added to the BOP coverage.Burbank Affordable Independent Commercial Insurance Agent Coverage

5. Worker’s Payment: Worker’s compensation supplies insurance coverage to staff who are harmed on-the-job. This particular insurance offers salary replacing and health care benefits to those who are hurt while working. In return for these advantages, the staff member offers up his legal rights to sue his workplace for that event. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Charges for non-conformity can be extremely stiff.

6. Specialist Liability Insurance: this type of insurance policies are also referred to as Errors and Omissions Insurance policy. The insurance plan gives damages and defense to fail to or inappropriately offering skilled providers. Your general accountability plan is not going to supply this security, so you should comprehend the distinction. Professional liability insurance is relevant for just about any specialist organization such as notaries, lawyers, accountants and consultants real estate agents, insurance policy substances, locks salons and modern technology companies to mention a few..

7. Directors and Officers Insurance coverage: this particular insurance protects the officers and directors of a company against their measures that affect the success or operations in the business. In case a director or police officer of your own business, as a immediate result of their steps at the job, discovers him or herself within a authorized circumstance, this kind of insurance can cover charges or injuries shed on account of a suit.

8. Information Infringement: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If your infringement comes about either digitally or from a papers document a Info Infringement coverage will provide defense against the damage.

9. Homeowner’s Insurance coverage: Homeowner’s insurance is among the most important sorts of insurance plan you need. This type of insurance coverage can protect towards damage to the property and from damage to things inside of the property. Furthermore, this particular insurance policy may possibly safeguard you accidents that happen both at home and may have occurred as a result of activities of your.

10. Renter’s Insurance plan: Renter’s insurance coverage is a sub-group of homeowner’s insurance plan which applies just to all those in whose who hire their house. The policy is shields against injury to the actual physical residence, valuables in the house, and private injury within the home.Burbank Affordable Independent Commercial Insurance Agent Coverage

11. Life Insurance: Life insurance coverage protects somebody in opposition to loss of life. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay reduced in return for the settlement of benefits towards the beneficiary. This sort of insurance coverage is vital since it provides for peace of mind. Having life coverage permits you to realize that your family will never be troubled monetarily with your death.

12. Individual Car Insurance: One more essential sort of insurance coverage is automobile insurance. Automobile insurance handles all highway cars (motorcycles, cars and trucks and so forth.). Automobile insurance carries a double function, safeguarding in opposition to the two actual problems and physical trauma due to a crash, and also any culpability which may rise from the collision.

13. Personal Umbrella Insurance policy: You might want some more coverage, along with insurance policies you already have. This is where private umbrella insurance plan is needed. This sort of insurance plans are an extension to a presently current insurance coverage and includes past the normal plan. This insurance policy can include different varieties of boasts, such as homeowner’s or auto insurance. Normally, it really is available in amounts of $1 million which is employed only if accountability on other plans continues to be fatigued.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking