Metro Solutions

 Burbank Affordable Fleet Auto Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Burbank Affordable Fleet Auto Insurance Policy

what we offer in Burbank Affordable Fleet Auto Insurance Policy

1. Common Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both damages and defense if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. House Insurance plan: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,theft and vandalism, smoke damage etc. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Enterprise owner’s coverage (BOP): A businessman policy packages all necessary insurance a business person will need. Usually, BOP’s would include organization interruption insurance, property insurance, motor vehicle insurance, insurance, and criminal offense insurance coverage . According to your company’s specific requires, it is possible to adjust precisely what is contained in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Industrial Auto Insurance: Professional auto insurance shields a company’s vehicles. You can protect autos that bring staff, goods or devices. With business automobile insurance you may make sure work SUVs, vans, trucks and cars from collisions and damage. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Often times the no-owned may be included with the BOP coverage.Burbank Affordable Fleet Auto Insurance Policy

5. Worker’s Settlement: Worker’s payment provides insurance policy to staff that are hurt at the job. This particular insurance coverage supplies wage substitute and health-related good things about those who are hurt although doing work. In exchange for these advantages, the staff member presents up his proper rights to sue his workplace for your event. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Fees and penalties for non-concurrence can be extremely rigid.

6. Professional Liability Insurance: this particular insurance policies are also known as Faults and Omissions Insurance. The insurance plan provides defense and damages to fail to or improperly providing skilled professional services. Your current liability insurance policy will not provide this security, so it is important to comprehend the difference. Specialist liability insurance is relevant for almost any skilled company such as lawyers, consultants, accountants and notaries real estate brokers, insurance agencies, locks salons and technology companies for example..

7. Directors and Officers Insurance: this type of insurance guards the officers and directors of any business against their measures affecting the profitability or operations of your organization. In case a director or official of your respective firm, as a straight consequence of their steps on-the-job, finds her or himself within a legitimate condition, this kind of insurance coverage can protect charges or damage lost due to a suit.

8. Info Violation: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If a violation takes place possibly electronically or from a document document a Data Violation coverage will offer defense against the decrease.

9. Homeowner’s Insurance plan: Homeowner’s insurance plan is probably the most essential sorts of insurance plan you want. This sort of insurance policy can safeguard from problems for the home and in opposition to injury to things inside of the property. Additionally, this type of insurance might guard from mishaps that happen at home or might have occurred as a result of measures of your very own.

10. Renter’s Insurance coverage: Renter’s insurance plans are a sub-list of homeowner’s insurance coverage which can be applied just to all those in whose who rent their residence. The coverage is protects towards problems for the actual property, belongings in your property, and personal damage inside the residence.Burbank Affordable Fleet Auto Insurance Policy

11. Insurance Coverage: Insurance coverage guards somebody against passing away. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay limited to acquire the repayment of benefits to the beneficiary. This particular insurance is vital mainly because it permits peace of mind. Having life insurance permits you to recognize that your loved ones is definitely not troubled monetarily with your passing away.

12. Personal Automobile Insurance: One more very important kind of insurance policies are automobile insurance. Car insurance covers all streets cars (trucks, motorcycles and cars and so on.). Vehicle insurance includes a dual operate, safeguarding against the two actual physical damage and bodily injuries due to a crash, and also any responsibility which may go up through the accidents.

13. Individual Umbrella Insurance: You might want some further insurance, in addition to insurance plans you already have. Here is where personalized umbrella insurance policy is important. This sort of insurance is an extension to an currently current insurance policy and covers past the normal policy. This insurance plan can include different varieties of claims, which include homeowner’s or auto insurance. Generally, it is actually bought from increments of $1 mil and it is used provided that accountability on other guidelines is exhausted.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking