Metro Solutions

 Burbank Affordable Business Personal Property Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Burbank Affordable Business Personal Property Insurance Policy

what we offer in Burbank Affordable Business Personal Property Insurance Policy

1. Standard Liability Insurance: Every business, even if home-based, needs to have liability insurance. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both defense and damages.

2. Home Insurance policy: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,vandalism and theft, smoke damage etc. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Enterprise owner’s policy (BOP): A business person policy packages all necessary insurance an entrepreneur would want. Usually, BOP’s will incorporate enterprise interruption insurance coverage, residence insurance policy, automobile protection, insurance, and offense insurance . Based upon your company’s particular requirements, you are able to modify precisely what is incorporated into a BOP. By choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s, a business owner will save money, typically.

4. Business Automobile Insurance: Industrial automobile insurance shields a company’s automobiles. You can safeguard automobiles that hold employees, products or gear. With business car insurance it is possible to make sure your work SUVs, trucks, cars and vans from damage and collisions. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Often times the non-owned or operated may be put into the BOP policy.Burbank Affordable Business Personal Property Insurance Policy

5. Worker’s Compensation: Worker’s compensation supplies insurance plan to staff who happen to be injured at the job. This kind of insurance policy gives salary replacing and health-related good things about those who are injured although functioning. To acquire these advantages, the worker gives up his legal rights to sue his workplace for that event. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. State laws will vary, but all require you to have workers compensation if you have W2 employees. Penalty charges for low-conformity can be very rigid.

6. Professional Insurance: this type of insurance coverage is also referred to as Problems and Omissions Insurance plan. The policy offers damages and defense to fail to or improperly offering specialist providers. Your current accountability policy does not supply this safety, so it is very important understand the difference. Professional liability insurance is relevant for virtually any specialist firm which include notaries, consultants, lawyers and accountants real estate professionals, insurance agents, hair salons and modern technology service providers to mention a few..

7. Directors and Officers Insurance plan: this particular insurance guards the officers and directors of a business against their actions which affect the success or functions of the company. When a director or official of the organization, like a direct reaction to their steps at the job, locates her or himself in the legitimate scenario, this sort of insurance plan can include expenses or injuries dropped due to a suit.

8. Details Violation: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If a breach comes about both electronically or from your papers submit a Information Breach plan will give you defense against the loss.

9. Homeowner’s Insurance coverage: Homeowner’s insurance is amongst the most critical types of insurance policy you want. This particular insurance can safeguard in opposition to harm to your home and towards problems for things within the home. Furthermore, this type of insurance coverage might guard you incidents which happen at home or may have happened as a result of measures of your personal.

10. Renter’s Insurance policy: Renter’s insurance is a sub-list of homeowner’s insurance which can be applied just to those as their who hire their property. The coverage is protects against harm to the actual house, items in the property, and private trauma inside the house.Burbank Affordable Business Personal Property Insurance Policy

11. Life Insurance Coverage: Life insurance protects somebody towards loss of life. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay a premium to acquire the settlement of advantages to the named beneficiary. This kind of insurance is vital mainly because it permits assurance. Having life coverage allows you to recognize that your family will never be burdened monetarily upon your dying.

12. Private Car Insurance: One more essential kind of insurance is auto insurance. Car insurance includes all street cars (trucks, motorcycles and cars etc.). Automobile insurance carries a double operate, guarding towards equally actual physical problems and physical trauma as a result of a crash, and also any accountability that may rise in the collision.

13. Private Umbrella Insurance policy: You might want some additional insurance coverage, in addition to insurance coverage you currently have. This is when individual umbrella insurance policy is necessary. This type of insurance policies are an extension to a already existing insurance plan and includes beyond the standard policy. This insurance plan can include different kinds of claims, which include homeowner’s or vehicle insurance. Generally, it is actually purchased in amounts of $1 thousand and is also applied only when accountability on other plans continues to be fatigued.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking