Metro Solutions

 Beverly Hills Best Contractors Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Best Contractors Insurance Policy

what we offer in Beverly Hills Best Contractors Insurance Policy

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Residence Insurance: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,vandalism and theft, smoke damage etc. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Company owner’s insurance policy (BOP): A business owner policy packages all required coverage an entrepreneur would need. Frequently, BOP’s includes company disruption insurance policy, residence insurance coverage, vehicle insurance coverage, insurance, and crime insurance policy . Depending on your company’s certain needs, you may adjust exactly what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Vehicle Insurance: Business automobile insurance shields a company’s cars. You can shield cars that hold employees, products or equipment. With industrial automobile insurance you may guarantee your projects vans, trucks, SUVs and cars from collisions and damage. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Many times the low-owned may be included in the BOP policy.Beverly Hills Best Contractors Insurance Policy

5. Worker’s Settlement: Worker’s settlement provides insurance plan to workers who definitely are hurt at work. This kind of insurance offers income replacing and healthcare advantages to those who are hurt when doing work. In exchange for these benefits, the employee gives up his rights to sue his company for the event. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Fees and penalties for low-conformity are often very inflexible.

6. Professional Liability Insurance: this kind of insurance policies are also called Faults and Omissions Insurance plan. The policy provides damages and defense for failure to or incorrectly providing skilled solutions. Your general liability plan fails to provide this security, so it is very important comprehend the distinction. Expert liability insurance is relevant for almost any specialist organization such as accountants, consultants, notaries and lawyers real estate professionals, insurance plan brokers, locks salons and modern technology suppliers among others..

7. Officers and Directors Insurance plan: this type of insurance shields the directors and officers of the company against their activities affecting the earnings or functions in the organization. If your director or police officer of your respective organization, as being a immediate result of their actions on the job, realizes her or himself within a lawful scenario, this particular insurance coverage can cover fees or problems lost due to a suit.

8. Info Violation: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. When a violation comes about either electronically or coming from a paper data file a Information Violation coverage will offer security from the decrease.

9. Homeowner’s Insurance policy: Homeowner’s insurance coverage is among the most important sorts of insurance coverage you require. This particular insurance can safeguard against injury to the house and in opposition to harm to goods within the residence. Moreover, this sort of insurance policy may possibly guard from crashes that happen at home or could have transpired on account of steps of your personal.

10. Renter’s Insurance: Renter’s insurance is a sub-list of homeowner’s insurance plan which is applicable merely to all those whoever who rent payments their residence. The coverage is protects in opposition to injury to the physical residence, items in the property, and private injury in the home.Beverly Hills Best Contractors Insurance Policy

11. Insurance Coverage: Life insurance coverage safeguards somebody against loss of life. The insurer pays a certain amount of money to a beneficiary upon your death if you have life insurance. You spend limited to acquire the settlement of advantages on the beneficiary. This sort of insurance policy is extremely important since it provides for reassurance. Getting life insurance permits you to understand that your loved ones will not be troubled economically upon your death.

12. Personalized Car Insurance: One more extremely important sort of insurance plans are vehicle insurance. Car insurance includes all highway automobiles (motorcycles, trucks and cars and so on.). Car insurance carries a two function, shielding against equally physical problems and body injury resulting from an accident, and also any culpability that may increase in the crash.

13. Individual Umbrella Insurance coverage: You might want some additional protection, on top of insurance coverage you already possess. This is why personal umbrella insurance policy is necessary. This kind of insurance coverage is an extension to an currently current insurance plan and covers past the standard insurance policy. This insurance policy can cover different varieties of boasts, which include homeowner’s or auto insurance. Typically, it can be available in amounts of $1 thousand which is employed only once liability on other guidelines has become exhausted.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking