Metro Solutions

 Beverly Hills Affordable Lessors Risk Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Affordable Lessors Risk Insurance Policy

what we offer in Beverly Hills Affordable Lessors Risk Insurance Policy

1. General Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Residence Insurance policy: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,vandalism and theft, smoke damage etc. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Enterprise owner’s insurance policy (BOP): An entrepreneur policy deals all essential insurance a business person would want. Usually, BOP’s will include business disruption insurance coverage, residence insurance policy, motor vehicle coverage, liability insurance, and crime insurance policy . According to your company’s distinct demands, it is possible to alter precisely what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Car Insurance: Professional vehicle insurance protects a company’s vehicles. You can protect vehicles that hold employees, merchandise or equipment. With commercial car insurance you are able to ensure work cars, SUVs, trucks and vans from damage and collisions. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Often times the no-possessed could be put into the BOP insurance policy.Beverly Hills Affordable Lessors Risk Insurance Policy

5. Worker’s Payment: Worker’s compensation supplies insurance plan to staff members who are harmed at the job. This kind of insurance plan supplies salary replacement and health care advantages to people who are harmed when operating. In exchange for these positive aspects, the employee provides up his proper rights to sue his company to the event. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. State laws will vary, but all require you to have workers compensation if you have W2 employees. Penalties for low-concurrence can be very rigid.

6. Specialist Insurance: this sort of insurance coverage is also called Errors and Omissions Insurance coverage. The insurance policy gives defense and damages for failure to or incorrectly rendering professional services. Your current accountability insurance policy fails to give this security, so it is very important know the distinction. Specialist liability insurance is applicable for almost any skilled company such as lawyers, notaries, accountants and consultants realtors, insurance plan agencies, your hair salons and technological innovation providers to mention a few..

7. Officers and Directors Insurance coverage: this sort of insurance plan shields the officers and directors of a company against their actions affecting the success or surgical procedures of your firm. If a director or official of your respective business, being a primary reaction to their steps on the job, finds her or himself within a authorized circumstance, this particular insurance coverage can cover costs or injuries lost on account of a court action.

8. Information Breach: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. In case a infringement comes about possibly in electronic format or coming from a papers file a Info Infringement coverage will give you safety up against the reduction.

9. Homeowner’s Insurance coverage: Homeowner’s insurance plan is one of the most significant types of insurance plan you will need. This sort of insurance can safeguard from problems for your home and towards problems for products in the property. Furthermore, this particular insurance plan could safeguard you incidents that happen both at home and could possibly have happened on account of actions of your very own.

10. Renter’s Insurance policy: Renter’s insurance coverage is a sub-set of homeowner’s insurance which applies merely to all those in whose who hire their property. The coverage is protects from damage to the actual house, contents of your property, and private damage throughout the property.Beverly Hills Affordable Lessors Risk Insurance Policy

11. Life Coverage: Life insurance coverage guards a person towards loss of life. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay a premium to acquire the settlement of benefits to the beneficiary. This kind of insurance plan is essential because it enables satisfaction. Getting life insurance coverage permits you to recognize that your loved ones is definitely not troubled economically after your passing away.

12. Private Car Insurance: Another essential type of insurance policies are auto insurance. Automobile insurance covers all road vehicles (trucks, cars and motorcycles and so forth.). Auto insurance has a dual function, guarding towards each physical problems and body damage caused by an accident, plus any responsibility which may climb from your collision.

13. Personal Umbrella Insurance policy: You might want some additional coverage, in addition to insurance plans you currently have. This is where private umbrella insurance coverage is important. This particular insurance policies are an extension to a presently current insurance policy and addresses past the typical policy. This insurance coverage can include different kinds of promises, which include homeowner’s or automobile insurance. Normally, it is bought from increments of $1 zillion which is used provided that responsibility on other plans has been fatigued.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking