Metro Solutions

 Beverly Hills Affordable Group Medical Insurance Coverage

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Affordable Group Medical Insurance Coverage

what we offer in Beverly Hills Affordable Group Medical Insurance Coverage

1. Standard Liability Insurance: If home-based, needs to have liability insurance, every business, even. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Property Insurance plan: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Enterprise owner’s policy (BOP): A businessman coverage deals all necessary insurance coverage a business owner would want. Often, BOP’s would include enterprise disruption insurance plan, house insurance policy, vehicle coverage, liability insurance, and offense insurance . Based on your company’s distinct needs, you are able to modify what exactly is contained in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Car Insurance: Professional auto insurance guards a company’s automobiles. You are able to guard autos that have staff, products or gear. With commercial vehicle insurance you are able to make sure your projects SUVs, trucks, cars and vans from collisions and damage. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Many times the non-owned or operated can be added to the BOP policy.Beverly Hills Affordable Group Medical Insurance Coverage

5. Worker’s Settlement: Worker’s payment offers insurance policy to employees who happen to be hurt on the job. This particular insurance plan gives income replacing and health care good things about people who are hurt when functioning. In return for these rewards, the staff member gives up his legal rights to sue his company for your event. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Charges for low-compliance can be very tough.

6. Skilled Liability Insurance: this particular insurance coverage is also referred to as Problems and Omissions Insurance. The insurance plan supplies damages and defense to fail to or poorly offering professional professional services. Your general responsibility plan will not give this defense, so it is very important understand the distinction. Skilled insurance is applicable for just about any specialist firm including consultants, lawyers, notaries and accountants real estate agents, insurance plan substances, locks salons and technologies providers to mention a few..

7. Directors and Officers Insurance: this kind of insurance guards the directors and officers of any business against their actions which affect the success or operations from the company. In case a director or official of your own business, as being a immediate reaction to their activities on-the-job, locates her or himself in the lawful situation, this type of insurance plan can include costs or damages shed as a result of a suit.

8. Data Violation: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. In case a breach takes place possibly digitally or coming from a pieces of paper data file a Information Breach coverage will offer defense from the decrease.

9. Homeowner’s Insurance policy: Homeowner’s insurance coverage is probably the most critical types of insurance policy you will need. This particular insurance plan can safeguard towards problems for the house and in opposition to harm to items inside of the house. Moreover, this kind of insurance plan may possibly protect you accidents which happen both at home and could possibly have happened due to steps of your very own.

10. Renter’s Insurance coverage: Renter’s insurance coverage is a sub-pair of homeowner’s insurance plan which applies just to individuals as their who lease their home. The policy is guards in opposition to damage to the physical house, items in the property, and private injuries throughout the home.Beverly Hills Affordable Group Medical Insurance Coverage

11. Life Insurance Coverage: Life coverage guards an individual from death. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay limited in return for the settlement of advantages towards the named beneficiary. This kind of insurance is vital as it enables reassurance. Possessing life coverage enables you to recognize that your family is definitely not troubled economically on your dying.

12. Personalized Car Insurance: One more essential sort of insurance coverage is vehicle insurance. Automobile insurance includes all highway autos (motorcycles, trucks and cars and so on.). Car insurance features a twin work, protecting towards the two actual physical damage and body damage due to a crash, and in addition any responsibility that could rise from your accident.

13. Personalized Umbrella Insurance plan: You may want some more coverage, along with insurance policies you already possess. This is when personalized umbrella insurance policy is needed. This type of insurance plans are an extension for an presently pre-existing insurance policies and includes beyond the standard plan. This insurance can deal with different varieties of boasts, such as homeowner’s or car insurance. Normally, it can be bought from amounts of $1 mil and is applied provided that responsibility on other insurance policies is exhausted.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking