Metro Solutions

 Beverly Hills Affordable Group Health Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Affordable Group Health Insurance Policy

what we offer in Beverly Hills Affordable Group Health Insurance Policy

1. Basic Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both damages and defense if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Property Insurance coverage: If you have a fire,vandalism and theft, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Company owner’s coverage (BOP): A business person policy bundles all essential insurance coverage an entrepreneur would require. Usually, BOP’s will include organization interruption insurance plan, residence insurance coverage, automobile coverage, liability insurance, and criminal offense insurance . Based upon your company’s distinct requirements, it is possible to change precisely what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Car Insurance: Business vehicle insurance guards a company’s autos. It is possible to guard cars that have employees, items or devices. With commercial car insurance you are able to insure work SUVs, vans, cars and trucks from damage and collisions. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Frequently the non-owned or operated may be included in the BOP plan.Beverly Hills Affordable Group Health Insurance Policy

5. Worker’s Compensation: Worker’s compensation offers insurance policy to employees who happen to be hurt at the job. This sort of insurance coverage provides income replacing and healthcare advantages to those who are harmed although functioning. In return for these rewards, the worker provides up his privileges to sue his workplace for your accident. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. State laws will vary, but all require you to have workers compensation if you have W2 employees. Fees and penalties for low-conformity can be extremely tough.

6. Skilled Insurance: this particular insurance is also referred to as Mistakes and Omissions Insurance policy. The insurance policy supplies defense and damages to fail to or incorrectly providing skilled services. Your general accountability coverage is not going to give this safety, so it is essential to comprehend the difference. Skilled insurance is relevant for just about any skilled firm such as consultants, notaries, lawyers and accountants real estate professionals, insurance substances, hair salons and modern technology suppliers for example..

7. Directors and Officers Insurance plan: this sort of insurance plan safeguards the directors and officers of your organization in opposition to their measures which affect the profits or functions of your company. If your director or police officer of your own business, as a immediate reaction to their measures on the job, locates her or himself in the authorized situation, this kind of insurance policy can deal with expenses or damages shed because of a suit.

8. Data Violation: If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information. When a infringement occurs possibly in electronic format or from a paper submit a Info Violation coverage will provide safety against the loss.

9. Homeowner’s Insurance plan: Homeowner’s insurance plan is one of the most critical kinds of insurance coverage you require. This sort of insurance policy can safeguard against harm to the house and against injury to things inside of the residence. Moreover, this type of insurance coverage could safeguard you incidents which happen both at home and could have occurred on account of steps of your own.

10. Renter’s Insurance policy: Renter’s insurance policies are a sub-pair of homeowner’s insurance policy which applies simply to those as their who rent payments their home. The coverage is safeguards towards damage to the bodily property, valuables in your property, and personal damage in the residence.Beverly Hills Affordable Group Health Insurance Policy

11. Life Coverage: Life insurance coverage safeguards a person from dying. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay reduced to acquire the payment of advantages towards the beneficiary. This type of insurance policy is essential mainly because it provides for satisfaction. Having life insurance lets you know that your loved ones will not be burdened economically upon your dying.

12. Individual Car Insurance: Yet another essential kind of insurance plans are car insurance. Automobile insurance addresses all road vehicles (motorcycles, trucks and cars and so forth.). Vehicle insurance carries a twin function, protecting in opposition to the two bodily injury and body injuries resulting from a crash, as well as any liability that could climb in the collision.

13. Private Umbrella Insurance plan: You might want some more insurance coverage, on top of insurance plans you already possess. This is when private umbrella insurance policy is important. This type of insurance coverage is an extension with an already present insurance plan and covers beyond the normal insurance policy. This insurance policy can deal with different kinds of claims, which includes homeowner’s or auto insurance. Normally, it is actually sold in increments of $1 thousand and is used only when liability on other guidelines has been worn out.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking