Metro Solutions

 Beverly Hills Affordable Fleet Auto Insurance Coverage

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Affordable Fleet Auto Insurance Coverage

what we offer in Beverly Hills Affordable Fleet Auto Insurance Coverage

1. Basic Insurance: If home-based, needs to have liability insurance, every business, even. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both damages and defense.

2. Home Insurance coverage: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,theft and vandalism, smoke damage etc. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Organization owner’s policy (BOP): A business owner plan deals all required coverage an entrepreneur will need. Frequently, BOP’s would include organization disruption insurance plan, house insurance, car protection, insurance, and offense insurance . According to your company’s certain requires, you can modify what is a part of a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Automobile Insurance: Industrial automobile insurance protects a company’s cars. You can protect autos that carry staff members, products or products. With business vehicle insurance it is possible to insure your job vans, cars, SUVs and trucks from collisions and damage. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Frequently the low-owned may be put into the BOP policy.Beverly Hills Affordable Fleet Auto Insurance Coverage

5. Worker’s Reimbursement: Worker’s settlement gives insurance coverage to workers who definitely are wounded at work. This sort of insurance coverage gives salary substitute and health-related advantages to those people who are hurt while doing work. In exchange for these benefits, the worker gives up his privileges to sue his company for the occurrence. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Penalty charges for low-concurrence can be extremely stiff.

6. Professional Insurance: this sort of insurance plans are also referred to as Errors and Omissions Insurance. The insurance plan supplies damages and defense for failure to or incorrectly offering skilled solutions. Your current liability coverage fails to offer this safety, so it is very important comprehend the variation. Professional liability insurance is applicable for virtually any skilled business which include consultants, accountants, notaries and lawyers real estate professionals, insurance coverage agencies, head of hair salons and modern technology service providers to name a few..

7. Officers and Directors Insurance coverage: this sort of insurance plan safeguards the officers and directors of a company in opposition to their activities affecting the success or operations in the business. When a director or representative of the company, being a direct result of their actions on the job, finds her or himself within a lawful scenario, this kind of insurance policy can protect charges or problems misplaced on account of a court action.

8. Data Breach: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If your infringement takes place sometimes digitally or from your document file a Information Violation plan can provide defense from the damage.

9. Homeowner’s Insurance plan: Homeowner’s insurance is among the most significant types of insurance policy you want. This kind of insurance coverage can protect against harm to the home and against harm to goods inside of the house. Furthermore, this sort of insurance policy may protect you incidents which happen at home or may have took place on account of activities of your personal.

10. Renter’s Insurance plan: Renter’s insurance is a sub-pair of homeowner’s insurance coverage which can be applied merely to individuals whose who rent their property. The policy is safeguards from damage to the actual physical house, items in the house, and personal damage throughout the house.Beverly Hills Affordable Fleet Auto Insurance Coverage

11. Insurance Coverage: Insurance coverage safeguards somebody in opposition to passing away. The insurer pays a certain amount of money to a beneficiary upon your death if you have life insurance. You have to pay reasonably limited in return for the transaction of benefits to the named beneficiary. This kind of insurance policy is vital since it enables peace of mind. Experiencing life insurance allows you to know that all your family members will never be troubled financially after your passing away.

12. Private Automobile Insurance: An additional crucial type of insurance is vehicle insurance. Car insurance includes all road cars (cars, trucks and motorcycles and so on.). Vehicle insurance carries a twin functionality, guarding against equally actual damage and body damage as a result of an accident, and in addition any liability that could rise from the crash.

13. Individual Umbrella Insurance coverage: You may want some extra protection, in addition to insurance plans you already possess. This is where personalized umbrella insurance is needed. This sort of insurance is an extension for an presently present insurance plan and includes beyond the typical plan. This insurance coverage can protect different kinds of boasts, including homeowner’s or auto insurance. Normally, it is purchased in increments of $1 zillion which is employed provided that responsibility on other policies has become tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking