Metro Solutions

 Beverly Hills Affordable Commercial Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Affordable Commercial Insurance Policy

what we offer in Beverly Hills Affordable Commercial Insurance Policy

1. General Insurance: Every business, even if home-based, needs to have liability insurance. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both damages and defense.

2. Home Insurance coverage: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Enterprise owner’s plan (BOP): A business person policy deals all needed insurance a business owner would need. Usually, BOP’s includes company interruption insurance coverage, house insurance coverage, car coverage, liability insurance, and crime insurance coverage . Based on your company’s distinct requirements, you may modify precisely what is included in a BOP. By choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s, a business owner will save money, typically.

4. Industrial Car Insurance: Business vehicle insurance guards a company’s cars. You can safeguard cars that have workers, products or devices. With business car insurance you may guarantee your job SUVs, cars, trucks and vans from damage and collisions. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Often times the no-owned can be added to the BOP insurance policy.Beverly Hills Affordable Commercial Insurance Policy

5. Worker’s Settlement: Worker’s reimbursement provides insurance policy to workers who definitely are injured on-the-job. This sort of insurance policy provides pay substitute and healthcare benefits to those people who are harmed while doing work. To acquire these advantages, the worker gives up his proper rights to sue his workplace for that event. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Penalty charges for low-conformity can be extremely tough.

6. Skilled Insurance: this kind of insurance plans are often known as Faults and Omissions Insurance policy. The policy supplies damages and defense for failure to or incorrectly making expert solutions. Your general liability coverage does not offer this security, so you should know the difference. Expert insurance is relevant for almost any professional organization which include notaries, accountants, consultants and lawyers real estate brokers, insurance substances, locks salons and technology companies for example..

7. Directors and Officers Insurance policy: this type of insurance coverage protects the directors and officers of any business in opposition to their measures which affect the success or surgical procedures of the firm. If a director or official of the company, as a primary outcome of their activities at work, discovers him or herself inside a legal scenario, this particular insurance policy can include expenses or damage misplaced because of a lawsuit.

8. Info Infringement: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If your violation takes place sometimes digitally or from the paper submit a Details Breach insurance policy will give you defense versus the decrease.

9. Homeowner’s Insurance coverage: Homeowner’s insurance is one of the most significant types of insurance plan you need. This particular insurance coverage can safeguard from problems for the property and towards problems for things within the house. Additionally, this kind of insurance policy may possibly safeguard you against mishaps which happen at home or could possibly have took place because of steps of your very own.

10. Renter’s Insurance coverage: Renter’s insurance policies are a sub-group of homeowner’s insurance plan which is true just to all those whose who lease their property. The coverage is protects from damage to the bodily home, items in the property, and private injury in the property.Beverly Hills Affordable Commercial Insurance Policy

11. Insurance Coverage: Life insurance shields an individual from death. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay a premium to acquire the payment of advantages on the named beneficiary. This type of insurance policy is extremely important since it enables peace of mind. Possessing life insurance coverage allows you to understand that your family will never be troubled financially on your death.

12. Personal Automobile Insurance: Another essential type of insurance is automobile insurance. Car insurance includes all streets automobiles (cars, motorcycles and trucks and so forth.). Auto insurance includes a twin operate, safeguarding against both actual injury and physical trauma as a result of a crash, and also any culpability that might climb from the collision.

13. Private Umbrella Insurance coverage: You might want some further protection, along with insurance policies you already possess. Here is where private umbrella insurance policy comes into play. This particular insurance is an extension to a presently present insurance policy and covers beyond the standard coverage. This insurance policy can include different varieties of boasts, including homeowner’s or automobile insurance. Typically, it really is sold in increments of $1 zillion which is applied provided that responsibility on other policies is exhausted.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking