Metro Solutions

 Beverly Hills Affordable Commercial Insurance Coverage

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Affordable Commercial Insurance Coverage

what we offer in Beverly Hills Affordable Commercial Insurance Coverage

1. Standard Insurance: If home-based, needs to have liability insurance, every business, even. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both damages and defense.

2. Property Insurance policy: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,theft and vandalism, smoke damage etc. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Business owner’s plan (BOP): An entrepreneur coverage bundles all necessary insurance a business person would need. Typically, BOP’s would include enterprise disruption insurance, residence insurance plan, motor vehicle coverage, insurance, and criminal activity insurance policy . Based upon your company’s particular demands, it is possible to alter precisely what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Commercial Automobile Insurance: Industrial vehicle insurance shields a company’s autos. You are able to protect autos that hold workers, merchandise or products. With commercial car insurance you may ensure your work SUVs, vans, trucks and cars from damage and collisions. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Many times the low-owned or operated could be added to the BOP plan.Beverly Hills Affordable Commercial Insurance Coverage

5. Worker’s Payment: Worker’s reimbursement offers insurance policy to employees that are harmed at the job. This particular insurance plan supplies wage replacing and health care advantages to individuals who are wounded whilst working. In return for these advantages, the employee offers up his legal rights to sue his employer for your accident. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Penalties for non-compliance are often very inflexible.

6. Specialist Insurance: this particular insurance policies are also referred to as Faults and Omissions Insurance coverage. The insurance policy supplies defense and damages for failure to or incorrectly offering specialist providers. Your current accountability policy does not supply this safety, so it is essential to understand the distinction. Expert insurance is relevant for virtually any skilled company such as consultants, lawyers, notaries and accountants realtors, insurance coverage agents, your hair salons and technology suppliers to name a few..

7. Directors and Officers Insurance policy: this kind of insurance policy shields the directors and officers of the business towards their steps which affect the success or operations of your company. In case a director or official of your respective firm, as a primary consequence of their measures at work, locates her or himself inside a lawful condition, this particular insurance policy can cover expenses or injuries dropped on account of a lawsuit.

8. Data Violation: If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information. When a infringement happens both in electronic format or from the paper document a Data Breach plan will offer safety versus the loss.

9. Homeowner’s Insurance: Homeowner’s insurance policy is among the most essential forms of insurance coverage you need. This sort of insurance policy can protect towards injury to the home and in opposition to damage to things inside the home. Moreover, this particular insurance may shield you against mishaps which happen both at home and may have happened as a result of actions of your.

10. Renter’s Insurance coverage: Renter’s insurance policies are a sub-pair of homeowner’s insurance plan which can be applied only to individuals whoever who lease their home. The coverage is safeguards in opposition to harm to the physical residence, valuables in your property, and private trauma within the residence.Beverly Hills Affordable Commercial Insurance Coverage

11. Life Insurance: Insurance coverage safeguards an individual in opposition to passing away. The insurer pays a certain amount of money to a beneficiary upon your death if you have life insurance. You spend a premium in exchange for the repayment of benefits to the beneficiary. This type of insurance plan is extremely important as it allows for peace of mind. Having life coverage lets you know that all your family members will not be troubled monetarily with your death.

12. Personalized Automobile Insurance: One more extremely important kind of insurance coverage is auto insurance. Automobile insurance covers all street automobiles (motorcycles, trucks and cars and so forth.). Vehicle insurance includes a twin work, guarding towards the two actual harm and physical injury as a result of a crash, as well as any accountability which may increase from your accident.

13. Individual Umbrella Insurance: You might want some further protection, on top of insurance coverages you have. Here is where personal umbrella insurance comes into play. This particular insurance plans are an extension to a currently current insurance policy and covers beyond the normal insurance policy. This insurance can deal with different kinds of statements, which include homeowner’s or automobile insurance. Normally, it really is available in increments of $1 zillion and is applied only when liability on other plans has become tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking