Metro Solutions

 Beverly Hills Affordable Commercial Auto Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Beverly Hills Affordable Commercial Auto Insurance Policy

what we offer in Beverly Hills Affordable Commercial Auto Insurance Policy

1. Common Liability Insurance: If home-based, needs to have liability insurance, every business, even. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Property Insurance plan: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,vandalism and theft, smoke damage etc. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Organization owner’s plan (BOP): A businessman coverage bundles all needed coverage a businessman would need. Usually, BOP’s will include enterprise disruption insurance coverage, home insurance policy, vehicle insurance coverage, insurance, and offense insurance coverage . Based upon your company’s specific needs, you may modify what is a part of a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Business Car Insurance: Industrial auto insurance guards a company’s vehicles. You may protect automobiles that have employees, merchandise or gear. With professional car insurance it is possible to guarantee your work vans, trucks, SUVs and cars from collisions and damage. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Frequently the non-possessed can be added to the BOP policy.Beverly Hills Affordable Commercial Auto Insurance Policy

5. Worker’s Payment: Worker’s payment gives insurance plan to staff members who are hurt on-the-job. This particular insurance policy supplies pay replacing and healthcare benefits to people who are wounded while operating. In return for these advantages, the worker offers up his rights to sue his company for the incident. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. State laws will vary, but all require you to have workers compensation if you have W2 employees. Fees and penalties for no-concurrence are often very inflexible.

6. Specialist Insurance: this particular insurance is also called Problems and Omissions Insurance policy. The plan gives damages and defense to fail to or poorly making specialist providers. Your current culpability policy does not offer this protection, so it is essential to be aware of the distinction. Professional insurance is relevant for any specialist organization which includes accountants, lawyers, notaries and consultants real estate agents, insurance policy brokers, your hair salons and technology providers for example..

7. Officers and Directors Insurance policy: this kind of insurance policy guards the officers and directors of the organization from their measures affecting the earnings or procedures of the firm. If your director or official of your own organization, being a immediate result of their actions at the job, discovers her or himself in the legal condition, this type of insurance plan can deal with charges or damages lost because of a lawsuit.

8. Information Breach: If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information. If your breach happens either electronically or from a paper document a Details Violation insurance policy will provide defense versus the damage.

9. Homeowner’s Insurance: Homeowner’s insurance policy is probably the most significant types of insurance policy you need. This type of insurance coverage can protect against problems for the house and in opposition to damage to products within the home. In addition, this sort of insurance coverage may possibly guard you mishaps that happen both at home and could have occurred as a result of actions of your.

10. Renter’s Insurance: Renter’s insurance policies are a sub-list of homeowner’s insurance coverage which is applicable just to individuals whoever who rent payments their residence. The policy is safeguards towards injury to the actual residence, belongings in the property, and private injury throughout the house.Beverly Hills Affordable Commercial Auto Insurance Policy

11. Life Coverage: Life insurance coverage shields someone from passing away. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You spend a premium in exchange for the transaction of advantages for the named beneficiary. This kind of insurance is vital since it permits peace of mind. Possessing life insurance coverage permits you to know that your loved ones is definitely not burdened economically with your death.

12. Personalized Car Insurance: One more essential kind of insurance coverage is car insurance. Car insurance addresses all highway cars (motorcycles, cars and trucks and so on.). Car insurance carries a twin functionality, safeguarding against each actual problems and body injuries due to a crash, and also any liability which may rise from your accident.

13. Personal Umbrella Insurance plan: You may want some further protection, in addition to insurance policies you have. This is when personalized umbrella insurance coverage is needed. This type of insurance coverage is an extension for an previously pre-existing insurance plan and handles beyond the standard insurance policy. This insurance plan can protect kinds of boasts, including homeowner’s or vehicle insurance. Generally, it is actually sold in increments of $1 thousand and it is employed provided that accountability on other plans continues to be fatigued.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking