Metro Solutions

 Bell Affordable Security Firm Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Bell Affordable Security Firm Insurance Policy

what we offer in Bell Affordable Security Firm Insurance Policy

1. Basic Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Residence Insurance policy: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,theft and vandalism, smoke damage etc. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Enterprise owner’s policy (BOP): A business owner insurance policy deals all required insurance coverage a business owner would want. Usually, BOP’s includes organization disturbance insurance policy, house insurance plan, car insurance coverage, insurance, and criminal offense insurance . Based on your company’s specific requirements, you can modify what is incorporated into a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Automobile Insurance: Commercial automobile insurance protects a company’s vehicles. You can protect cars that carry employees, items or devices. With commercial auto insurance you are able to make sure work SUVs, vans, trucks and cars from damage and collisions. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Often times the low-owned or operated may be included with the BOP insurance policy.Bell Affordable Security Firm Insurance Policy

5. Worker’s Reimbursement: Worker’s compensation gives insurance coverage to staff members who definitely are hurt on-the-job. This sort of insurance coverage supplies pay replacement and medical benefits to individuals who are wounded while functioning. In exchange for these rewards, the worker presents up his rights to sue his employer for the event. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Fees and penalties for no-agreement can be extremely inflexible.

6. Professional Insurance: this type of insurance policies are also referred to as Faults and Omissions Insurance. The insurance policy gives defense and damages for failure to or inappropriately rendering professional providers. Your current liability coverage will not give this security, so you should understand the difference. Specialist liability insurance is relevant for just about any skilled firm which include consultants, lawyers, accountants and notaries real estate brokers, insurance substances, hair salons and technological innovation providers to mention a few..

7. Officers and Directors Insurance policy: this sort of insurance coverage shields the officers and directors of a business in opposition to their activities which affect the profits or procedures of the firm. In case a director or representative of your respective firm, as a straight result of their actions on-the-job, realizes him or herself in the authorized situation, this particular insurance can deal with charges or injuries lost as a result of a legal action.

8. Information Violation: If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information. If a breach comes about possibly electronically or coming from a pieces of paper data file a Info Infringement policy will give you defense against the reduction.

9. Homeowner’s Insurance policy: Homeowner’s insurance coverage is one of the most significant types of insurance you will need. This type of insurance policy can protect against problems for the property and towards damage to goods within the home. Moreover, this particular insurance coverage might guard you against accidents that happen at home or might have occurred because of steps of your personal.

10. Renter’s Insurance plan: Renter’s insurance plans are a sub-pair of homeowner’s insurance which can be applied just to those whoever who rent payments their home. The coverage is shields in opposition to injury to the actual residence, belongings in the house, and private injuries throughout the house.Bell Affordable Security Firm Insurance Policy

11. Insurance Coverage: Life coverage shields somebody towards dying. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You spend a premium in exchange for the settlement of benefits to the named beneficiary. This sort of insurance coverage is essential as it provides for assurance. Getting life insurance enables you to know that your loved ones will not be troubled in financial terms after your dying.

12. Personal Automobile Insurance: An additional crucial type of insurance plans are car insurance. Automobile insurance handles all highway automobiles (motorcycles, trucks and cars and many others.). Vehicle insurance features a twin function, shielding against equally actual problems and body injury caused by an accident, as well as any liability that could rise through the collision.

13. Personal Umbrella Insurance: You might want some additional insurance, on the top of insurance plans you already possess. This is why personalized umbrella insurance coverage is needed. This sort of insurance plans are an extension to an previously present insurance plan and covers beyond the standard policy. This insurance coverage can deal with kinds of boasts, which includes homeowner’s or automobile insurance. Normally, it really is bought from increments of $1 thousand which is used only if liability on other plans has been tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking