Metro Solutions

 Bell Gardens Best Group Health Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Bell Gardens Best Group Health Insurance Policy

what we offer in Bell Gardens Best Group Health Insurance Policy

1. General Liability Insurance: If home-based, needs to have liability insurance, every business, even. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Property Insurance plan: If you have a fire,vandalism and theft, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Enterprise owner’s plan (BOP): An entrepreneur coverage deals all needed insurance a business person would require. Often, BOP’s will include enterprise interruption insurance plan, home insurance policy, motor vehicle insurance coverage, insurance, and criminal activity insurance plan . Based upon your company’s certain demands, you may adjust precisely what is incorporated into a BOP. By choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s, a business owner will save money, typically.

4. Commercial Vehicle Insurance: Industrial car insurance shields a company’s vehicles. It is possible to protect vehicles that carry workers, products or equipment. With commercial car insurance you can guarantee your work cars, SUVs, vans and trucks from damage and collisions. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Often times the no-possessed can be included in the BOP policy.Bell Gardens Best Group Health Insurance Policy

5. Worker’s Compensation: Worker’s payment supplies insurance to workers who definitely are wounded at the job. This kind of insurance policy offers income replacing and health-related good things about people who are harmed while working. To acquire these rewards, the employee presents up his proper rights to sue his boss for your accident. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Fees and penalties for low-agreement can be extremely rigid.

6. Skilled Liability Insurance: this type of insurance coverage is often known as Mistakes and Omissions Insurance. The policy supplies damages and defense to fail to or inappropriately providing expert providers. Your current accountability coverage does not offer this safety, so it is important to know the difference. Professional liability insurance is relevant for virtually any expert firm which include consultants, accountants, lawyers and notaries realtors, insurance plan agencies, hair salons and technologies companies to name a few..

7. Directors and Officers Insurance policy: this particular insurance safeguards the directors and officers of a company in opposition to their steps which affect the success or operations from the firm. If a director or representative of the organization, as a primary outcome of their actions on-the-job, finds him or herself inside a legal scenario, this type of insurance coverage can deal with charges or damages misplaced on account of a legal action.

8. Data Breach: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If your violation comes about sometimes in electronic format or from your paper document a Data Infringement coverage can provide security from the reduction.

9. Homeowner’s Insurance plan: Homeowner’s insurance policy is amongst the most important kinds of insurance plan you require. This particular insurance policy can protect in opposition to harm to the property and from injury to goods in the home. Moreover, this kind of insurance plan may possibly guard you against incidents that happen both at home and may have occurred as a result of steps of your own.

10. Renter’s Insurance: Renter’s insurance coverage is a sub-set of homeowner’s insurance which is applicable just to all those as their who rent their property. The coverage is guards towards problems for the actual property, contents of the home, and personal injury throughout the home.Bell Gardens Best Group Health Insurance Policy

11. Life Insurance Coverage: Insurance coverage safeguards a person in opposition to dying. The insurer pays a certain amount of money to a beneficiary upon your death if you have life insurance. You pay reduced in exchange for the transaction of advantages towards the named beneficiary. This kind of insurance is vital since it permits peace of mind. Getting life insurance permits you to know that your loved ones will not be burdened economically upon your loss of life.

12. Personalized Car Insurance: Yet another extremely important sort of insurance policies are automobile insurance. Car insurance handles all highway vehicles (motorcycles, trucks and cars and so forth.). Car insurance features a dual work, protecting in opposition to each physical injury and physical injury due to an accident, and also any accountability which may rise in the crash.

13. Personalized Umbrella Insurance plan: You might want some more protection, along with insurance coverages you currently have. This is when personalized umbrella insurance plan is important. This type of insurance coverage is an extension to a previously current insurance plan and handles past the normal coverage. This insurance policy can cover different types of boasts, which includes homeowner’s or automobile insurance. Generally, it really is sold in amounts of $1 thousand which is employed provided that responsibility on other guidelines has been tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking