Metro Solutions

 Bell Gardens Affordable Medical Office Insurance Coverage

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Bell Gardens Affordable Medical Office Insurance Coverage

what we offer in Bell Gardens Affordable Medical Office Insurance Coverage

1. Standard Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Home Insurance policy: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Organization owner’s plan (BOP): A business owner plan deals all essential coverage a businessman would require. Frequently, BOP’s includes company interruption insurance, house insurance, motor vehicle protection, insurance, and crime insurance plan . According to your company’s certain needs, you are able to change precisely what is incorporated into a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Industrial Auto Insurance: Commercial vehicle insurance protects a company’s cars. You may protect cars that carry staff, products or gear. With professional auto insurance you are able to make sure your work cars, SUVs, trucks and vans from collisions and damage. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Often the no-owned and operated can be included with the BOP plan.Bell Gardens Affordable Medical Office Insurance Coverage

5. Worker’s Reimbursement: Worker’s settlement offers insurance coverage to staff members that are hurt at work. This sort of insurance offers salary replacing and health-related benefits to people who are injured while working. In return for these rewards, the employee presents up his legal rights to sue his boss for your incident. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. State laws will vary, but all require you to have workers compensation if you have W2 employees. Penalties for non-conformity can be extremely inflexible.

6. Specialist Insurance: this particular insurance is also known as Problems and Omissions Insurance coverage. The insurance policy offers defense and damages to fail to or poorly rendering skilled professional services. Your general accountability policy will not offer this security, so it is essential to be aware of the big difference. Expert liability insurance is relevant for virtually any expert organization including consultants, lawyers, accountants and notaries realtors, insurance brokers, head of hair salons and modern technology companies among others..

7. Officers and Directors Insurance plan: this particular insurance policy guards the officers and directors of a firm against their measures that affect the profits or operations in the company. If your director or police officer of your firm, being a primary consequence of their steps on-the-job, locates her or himself in a legal scenario, this sort of insurance plan can cover expenses or damage misplaced due to a legal action.

8. Details Breach: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. In case a violation occurs possibly electronically or from a papers file a Information Breach plan will offer security against the decrease.

9. Homeowner’s Insurance coverage: Homeowner’s insurance policy is amongst the most significant sorts of insurance policy you need. This type of insurance can safeguard from harm to the home and from injury to things within the home. Moreover, this particular insurance could protect you against mishaps that happen both at home and might have transpired on account of actions of your own.

10. Renter’s Insurance coverage: Renter’s insurance plans are a sub-list of homeowner’s insurance coverage which is applicable just to individuals whoever who lease their house. The policy is safeguards towards harm to the physical residence, items in your property, and private trauma throughout the property.Bell Gardens Affordable Medical Office Insurance Coverage

11. Life Insurance: Life insurance safeguards somebody towards death. The insurer pays a certain amount of money to a beneficiary upon your death if you have life insurance. You have to pay reasonably limited to acquire the transaction of advantages towards the beneficiary. This sort of insurance plan is vital because it enables reassurance. Possessing life coverage permits you to understand that your family will not be troubled monetarily with your loss of life.

12. Individual Automobile Insurance: One more essential sort of insurance is automobile insurance. Automobile insurance includes all street automobiles (cars, trucks and motorcycles and so on.). Vehicle insurance features a two work, shielding against the two physical problems and body injury as a result of a crash, as well as any culpability which may increase from your accidents.

13. Individual Umbrella Insurance plan: You might want some additional coverage, on the top of insurance plans you have. Here is where personalized umbrella insurance plan is important. This sort of insurance is an extension to a already existing insurance policy and handles beyond the typical coverage. This insurance coverage can cover kinds of statements, which include homeowner’s or vehicle insurance. Normally, it really is purchased in increments of $1 million and is utilized only if responsibility on other insurance policies is worn out.








A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!


Concert or Events
Construction
Importers & Exporters
Law Firms
Medical
Print Shops
Real Estate
Restaurants
Salon & Spas
Security Company
Technology Services
Transportation & Trucking