Metro Solutions

 Bell Gardens Affordable Group Medical Insurance Quotes

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Bell Gardens Affordable Group Medical Insurance Quotes

what we offer in Bell Gardens Affordable Group Medical Insurance Quotes

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both damages and defense.

2. Residence Insurance policy: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,vandalism and theft, smoke damage etc. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Business owner’s plan (BOP): A business owner policy bundles all required protection an entrepreneur would require. Frequently, BOP’s will incorporate company disruption insurance coverage, home insurance, car protection, liability insurance, and criminal activity insurance plan . Based on your company’s certain needs, it is possible to alter what is contained in a BOP. By choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s, a business owner will save money, typically.

4. Industrial Vehicle Insurance: Professional vehicle insurance shields a company’s autos. It is possible to shield automobiles that bring workers, goods or gear. With business auto insurance it is possible to insure your work cars, vans, SUVs and trucks from damage and collisions. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Often times the low-possessed might be put into the BOP policy.Bell Gardens Affordable Group Medical Insurance Quotes

5. Worker’s Compensation: Worker’s payment offers insurance plan to staff who happen to be wounded at work. This sort of insurance policy provides income replacing and health care good things about individuals who are injured whilst functioning. To acquire these rewards, the staff member presents up his rights to sue his boss for your occurrence. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. State laws will vary, but all require you to have workers compensation if you have W2 employees. Penalty charges for low-conformity can be quite tough.

6. Professional Liability Insurance: this particular insurance plans are also referred to as Mistakes and Omissions Insurance coverage. The plan supplies defense and damages for failure to or incorrectly providing expert providers. Your general liability plan is not going to provide this security, so it is very important comprehend the big difference. Expert insurance is relevant for virtually any professional firm which includes accountants, lawyers, notaries and consultants real estate agents, insurance coverage agents, locks salons and modern technology suppliers to mention a few..

7. Directors and Officers Insurance policy: this sort of insurance plan protects the directors and officers of any business towards their actions which affect the earnings or functions from the firm. When a director or representative of the business, being a primary reaction to their activities on-the-job, locates him or herself in the lawful condition, this kind of insurance policy can cover fees or problems lost on account of a legal action.

8. Details Violation: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If a infringement occurs sometimes electronically or from your papers data file a Information Infringement plan will offer safety against the decrease.

9. Homeowner’s Insurance: Homeowner’s insurance coverage is probably the most significant kinds of insurance you need. This kind of insurance plan can protect towards problems for the property and against damage to things inside the home. In addition, this particular insurance coverage may possibly safeguard you against accidents that happen both at home and could possibly have took place on account of activities of your personal.

10. Renter’s Insurance: Renter’s insurance coverage is a sub-set of homeowner’s insurance which is applicable only to individuals in whose who hire their residence. The coverage is safeguards against harm to the bodily property, items in the house, and personal damage inside the house.Bell Gardens Affordable Group Medical Insurance Quotes

11. Life Insurance: Life insurance coverage shields someone towards death. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You pay limited in return for the transaction of advantages on the beneficiary. This type of insurance coverage is essential as it enables satisfaction. Having life insurance coverage permits you to know that your family will not be troubled economically upon your death.

12. Personal Automobile Insurance: An additional essential sort of insurance plans are automobile insurance. Automobile insurance handles all highway autos (motorcycles, trucks and cars and so forth.). Vehicle insurance includes a twin function, protecting towards each actual harm and body injuries caused by a crash, and in addition any liability that could climb from your accidents.

13. Personalized Umbrella Insurance policy: You might want some further insurance coverage, along with insurance coverages you currently have. This is where personalized umbrella insurance plan is important. This sort of insurance policies are an extension for an previously present insurance policies and handles beyond the regular coverage. This insurance coverage can deal with kinds of claims, which include homeowner’s or vehicle insurance. Normally, it really is purchased in amounts of $1 mil and is also utilized only once culpability on other policies is exhausted.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking