Metro Solutions

 Azusa Best Lessors Risk Insurance Quotes

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Azusa Best Lessors Risk Insurance Quotes

what we offer in Azusa Best Lessors Risk Insurance Quotes

1. Common Liability Insurance: Every business, even if home-based, needs to have liability insurance. The policy provides both damages and defense if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. House Insurance: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Enterprise owner’s plan (BOP): A business owner policy offers all needed coverage a businessman would need. Frequently, BOP’s would include organization interruption insurance policy, home insurance, vehicle insurance coverage, insurance, and crime insurance policy . Based on your company’s certain demands, you are able to modify what exactly is contained in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Car Insurance: Business car insurance safeguards a company’s autos. You may shield vehicles that have staff members, items or gear. With professional vehicle insurance you may insure your job vans, SUVs, cars and trucks from collisions and damage. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Often times the low-owned might be added to the BOP coverage.Azusa Best Lessors Risk Insurance Quotes

5. Worker’s Payment: Worker’s payment provides insurance policy to employees that are hurt at the job. This particular insurance offers salary substitute and health care advantages to individuals who are hurt whilst working. In exchange for these advantages, the staff member offers up his legal rights to sue his boss to the accident. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Penalty charges for no-compliance can be quite tough.

6. Skilled Insurance: this kind of insurance is also known as Mistakes and Omissions Insurance. The plan provides damages and defense to fail to or poorly rendering skilled providers. Your general liability plan will not supply this security, so it is important to comprehend the variation. Expert liability insurance is relevant for any expert business including consultants, accountants, lawyers and notaries real estate brokers, insurance policy brokers, locks salons and technological innovation companies to mention a few..

7. Officers and Directors Insurance: this particular insurance policy safeguards the officers and directors of the firm against their steps that affect the profits or procedures from the company. If your director or representative of the business, like a straight result of their activities on the job, realizes her or himself inside a lawful circumstance, this particular insurance plan can deal with fees or injuries lost due to a suit.

8. Information Breach: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If your breach happens possibly digitally or from the paper file a Details Violation insurance policy can provide security versus the damage.

9. Homeowner’s Insurance coverage: Homeowner’s insurance policy is one of the most critical kinds of insurance plan you want. This sort of insurance plan can safeguard in opposition to damage to the home and against harm to goods inside the house. Additionally, this kind of insurance plan may possibly safeguard you mishaps which happen both at home and may have happened on account of activities of your very own.

10. Renter’s Insurance coverage: Renter’s insurance plans are a sub-pair of homeowner’s insurance policy which can be applied just to those as their who rent their residence. The policy is safeguards from harm to the actual physical residence, valuables in the home, and personal trauma within the residence.Azusa Best Lessors Risk Insurance Quotes

11. Insurance Coverage: Life insurance coverage safeguards a person towards passing away. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You pay reduced to acquire the payment of advantages towards the named beneficiary. This type of insurance policy is vital since it enables satisfaction. Possessing life insurance coverage permits you to know that your loved ones will never be burdened monetarily upon your dying.

12. Personalized Car Insurance: Another very important type of insurance coverage is automobile insurance. Automobile insurance includes all highway automobiles (motorcycles, cars and trucks etc.). Vehicle insurance carries a dual function, guarding in opposition to equally physical harm and body injury as a result of an accident, plus any culpability that might rise from your collision.

13. Private Umbrella Insurance coverage: You may want some more insurance, on top of insurance plans you have. Here is where private umbrella insurance coverage is needed. This kind of insurance is an extension to a currently present insurance coverage and handles past the standard coverage. This insurance can cover different varieties of claims, which include homeowner’s or automobile insurance. Generally, it really is bought from amounts of $1 mil and is employed only once liability on other policies continues to be tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking