Metro Solutions

 Azusa Best Lessors Risk Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Azusa Best Lessors Risk Insurance Policy

what we offer in Azusa Best Lessors Risk Insurance Policy

1. General Insurance: If home-based, needs to have liability insurance, every business, even. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both defense and damages.

2. Home Insurance policy: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Company owner’s coverage (BOP): A business person plan bundles all needed protection a business person would want. Usually, BOP’s will incorporate company disruption insurance policy, residence insurance plan, motor vehicle insurance coverage, insurance, and criminal activity insurance . Depending on your company’s specific demands, you may modify what is contained in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Automobile Insurance: Industrial vehicle insurance shields a company’s cars. You are able to shield vehicles that carry staff members, goods or devices. With industrial car insurance you can insure your work trucks, vans, SUVs and cars from collisions and damage. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Many times the no-owned and operated could be put into the BOP insurance policy.Azusa Best Lessors Risk Insurance Policy

5. Worker’s Settlement: Worker’s payment provides insurance policy to workers who are injured on-the-job. This sort of insurance policy offers salary alternative and healthcare advantages to those people who are injured when functioning. In exchange for these positive aspects, the staff member gives up his privileges to sue his workplace for your occurrence. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Charges for low-concurrence can be very inflexible.

6. Expert Liability Insurance: this particular insurance coverage is also referred to as Mistakes and Omissions Insurance plan. The plan supplies damages and defense for failure to or incorrectly offering professional solutions. Your general accountability plan will not supply this defense, so it is important to understand the distinction. Specialist liability insurance is relevant for any specialist firm which include notaries, accountants, consultants and lawyers real estate brokers, insurance policy agents, your hair salons and technology providers for example..

7. Officers and Directors Insurance policy: this sort of insurance coverage shields the officers and directors of any company towards their activities that affect the profitability or surgical procedures from the business. If a director or police officer of the company, as a direct result of their actions on-the-job, realizes her or himself in a legitimate circumstance, this kind of insurance can deal with costs or injuries lost because of a court action.

8. Info Violation: If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information. When a infringement takes place both electronically or from your document file a Information Infringement policy will give you protection up against the reduction.

9. Homeowner’s Insurance plan: Homeowner’s insurance plan is probably the most significant forms of insurance plan you will need. This kind of insurance plan can safeguard towards harm to your home and against damage to items inside of the property. In addition, this kind of insurance may possibly protect you from accidents that happen at home or could have occurred as a result of activities of your own.

10. Renter’s Insurance policy: Renter’s insurance policies are a sub-group of homeowner’s insurance coverage which is applicable only to individuals in whose who rent payments their home. The policy is shields towards problems for the actual property, belongings in the property, and private damage throughout the property.Azusa Best Lessors Risk Insurance Policy

11. Life Insurance: Life coverage guards a person towards death. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You pay a premium to acquire the settlement of advantages to the beneficiary. This particular insurance plan is vital mainly because it allows for reassurance. Getting life insurance coverage enables you to know that all your family members will not be burdened monetarily upon your death.

12. Individual Automobile Insurance: Yet another extremely important sort of insurance coverage is vehicle insurance. Car insurance includes all highway cars (trucks, motorcycles and cars and so on.). Automobile insurance includes a dual operate, safeguarding against the two bodily harm and physical injury as a result of a crash, as well as any responsibility which may increase in the accidents.

13. Personalized Umbrella Insurance policy: You may want some further coverage, along with insurance plans you have. This is when personal umbrella insurance is needed. This type of insurance plans are an extension to a presently existing insurance policies and handles past the normal plan. This insurance can protect different types of promises, which includes homeowner’s or automobile insurance. Normally, it really is bought from amounts of $1 million which is used only when responsibility on other plans is exhausted.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking