Metro Solutions

 Azusa Affordable Real Estate Agencies Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Azusa Affordable Real Estate Agencies Insurance Policy

what we offer in Azusa Affordable Real Estate Agencies Insurance Policy

1. Basic Liability Insurance: If home-based, needs to have liability insurance, every business, even. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both defense and damages.

2. Property Insurance: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,vandalism and theft, smoke damage etc. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Company owner’s plan (BOP): A business person policy bundles all essential insurance an entrepreneur will need. Usually, BOP’s will include enterprise interruption insurance coverage, house insurance policy, automobile insurance coverage, insurance, and criminal activity insurance . Based on your company’s certain demands, you can adjust exactly what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Car Insurance: Industrial auto insurance guards a company’s cars. You can shield automobiles that hold staff, merchandise or equipment. With commercial automobile insurance it is possible to ensure your job trucks, cars, SUVs and vans from damage and collisions. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Often the low-owned or operated can be added to the BOP coverage.Azusa Affordable Real Estate Agencies Insurance Policy

5. Worker’s Compensation: Worker’s reimbursement supplies insurance coverage to staff that are wounded on-the-job. This kind of insurance coverage supplies wage alternative and health care good things about individuals who are harmed when functioning. In return for these rewards, the employee presents up his rights to sue his workplace for that event. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Penalty charges for no-compliance can be extremely inflexible.

6. Expert Liability Insurance: this particular insurance is also known as Errors and Omissions Insurance coverage. The insurance plan offers damages and defense to fail to or improperly providing specialist providers. Your general liability coverage will not provide this security, so it is important to know the distinction. Professional insurance is applicable for almost any specialist organization which includes accountants, notaries, consultants and lawyers real estate professionals, insurance coverage substances, hair salons and modern technology providers to name a few..

7. Officers and Directors Insurance: this particular insurance guards the directors and officers of your company in opposition to their measures which affect the success or operations in the organization. In case a director or police officer of your business, as being a straight outcome of their measures at the job, realizes her or himself within a legal scenario, this particular insurance can include fees or injuries shed on account of a legal action.

8. Information Infringement: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. When a violation takes place both electronically or from the pieces of paper data file a Info Breach coverage will give you protection versus the loss.

9. Homeowner’s Insurance: Homeowner’s insurance policy is probably the most important kinds of insurance coverage you require. This sort of insurance coverage can protect from damage to the house and towards damage to products inside the residence. Additionally, this sort of insurance policy might guard you against crashes that happen both at home and might have occurred on account of measures of your.

10. Renter’s Insurance coverage: Renter’s insurance plans are a sub-list of homeowner’s insurance policy which is applicable merely to those as their who rent payments their home. The coverage is safeguards towards damage to the actual home, valuables in the house, and personal injuries throughout the property.Azusa Affordable Real Estate Agencies Insurance Policy

11. Insurance Coverage: Life coverage guards someone against death. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay reasonably limited to acquire the repayment of benefits for the named beneficiary. This particular insurance policy is vital mainly because it provides for assurance. Having life insurance permits you to recognize that your family is definitely not burdened monetarily with your loss of life.

12. Individual Car Insurance: An additional very important kind of insurance policies are auto insurance. Car insurance covers all highway cars (trucks, motorcycles and cars and so forth.). Auto insurance features a twin operate, protecting towards each bodily problems and physical damage caused by an accident, as well as any liability that may increase through the accident.

13. Personal Umbrella Insurance plan: You might want some extra protection, in addition to insurance policies you currently have. Here is where personalized umbrella insurance plan comes into play. This type of insurance is an extension with an presently existing insurance policy and addresses beyond the standard insurance policy. This insurance plan can include kinds of promises, such as homeowner’s or auto insurance. Normally, it can be purchased in amounts of $1 mil and is also used only when accountability on other guidelines has become tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking