Metro Solutions

 Azusa Affordable Independent Commercial Insurance Agent Quotes

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Azusa Affordable Independent Commercial Insurance Agent Quotes

what we offer in Azusa Affordable Independent Commercial Insurance Agent Quotes

1. Basic Insurance: If home-based, needs to have liability insurance, every business, even. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both defense and damages.

2. House Insurance coverage: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Business owner’s coverage (BOP): A business owner plan deals all necessary coverage a business person would require. Typically, BOP’s will include enterprise disruption insurance, property insurance plan, car coverage, liability insurance, and criminal activity insurance . Based upon your company’s particular needs, you are able to change precisely what is incorporated into a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Commercial Automobile Insurance: Industrial vehicle insurance guards a company’s autos. You can guard autos that hold employees, merchandise or equipment. With business vehicle insurance you are able to make sure your projects trucks, cars, vans and SUVs from collisions and damage. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Many times the no-possessed could be added to the BOP coverage.Azusa Affordable Independent Commercial Insurance Agent Quotes

5. Worker’s Reimbursement: Worker’s settlement offers insurance coverage to staff members who are wounded at the job. This type of insurance policy supplies pay alternative and health care good things about those people who are harmed although doing work. In exchange for these benefits, the employee presents up his rights to sue his boss to the incident. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. State laws will vary, but all require you to have workers compensation if you have W2 employees. Penalties for no-agreement are often very stiff.

6. Expert Insurance: this kind of insurance plans are also referred to as Problems and Omissions Insurance policy. The policy offers defense and damages to fail to or incorrectly providing skilled providers. Your general culpability policy fails to supply this protection, so you should be aware of the distinction. Specialist insurance is applicable for just about any specialist firm which includes consultants, notaries, accountants and lawyers real estate professionals, insurance plan substances, hair salons and technologies companies to mention a few..

7. Officers and Directors Insurance policy: this kind of insurance coverage protects the directors and officers of the organization against their measures which affect the success or functions of your business. If your director or representative of your company, as a primary consequence of their steps at the job, finds him or herself within a lawful condition, this type of insurance plan can protect charges or damages lost on account of a legal action.

8. Information Violation: If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information. When a infringement occurs possibly in electronic format or from the paper submit a Information Violation coverage will provide defense up against the decrease.

9. Homeowner’s Insurance plan: Homeowner’s insurance plan is among the most significant forms of insurance coverage you require. This kind of insurance can protect in opposition to damage to the property and from injury to items in the residence. Furthermore, this particular insurance coverage may possibly protect you from accidents which happen both at home and might have happened due to actions of your.

10. Renter’s Insurance plan: Renter’s insurance policies are a sub-pair of homeowner’s insurance policy which applies only to those in whose who hire their property. The coverage is safeguards towards damage to the actual property, valuables in your property, and personal injury in the house.Azusa Affordable Independent Commercial Insurance Agent Quotes

11. Life Insurance: Insurance coverage guards somebody against death. The insurer pays a certain amount of money to a beneficiary upon your death if you have life insurance. You pay reduced in return for the settlement of benefits to the named beneficiary. This kind of insurance is essential because it permits satisfaction. Getting life insurance lets you recognize that your family will not be troubled monetarily on your death.

12. Private Automobile Insurance: Yet another essential type of insurance is automobile insurance. Automobile insurance addresses all street cars (cars, trucks and motorcycles and many others.). Automobile insurance has a double function, safeguarding towards the two physical problems and bodily damage caused by a crash, and also any accountability that could increase through the accident.

13. Personalized Umbrella Insurance policy: You may want some additional insurance coverage, on top of insurance policies you already possess. Here is where personalized umbrella insurance is necessary. This particular insurance is an extension with an presently present insurance policy and includes past the standard insurance policy. This insurance policy can include different types of boasts, which include homeowner’s or auto insurance. Generally, it really is bought from increments of $1 million and is utilized only once accountability on other plans continues to be tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking