Metro Solutions

 Alhambra Best Real Estate Agencies Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Alhambra Best Real Estate Agencies Insurance Policy

what we offer in Alhambra Best Real Estate Agencies Insurance Policy

1. Basic Liability Insurance: If home-based, needs to have liability insurance, every business, even. The policy provides both damages and defense if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Residence Insurance policy: If you have a fire,vandalism and theft, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Business owner’s insurance policy (BOP): An entrepreneur insurance policy packages all required insurance coverage a businessman would need. Often, BOP’s includes enterprise disruption insurance policy, residence insurance plan, automobile protection, insurance, and criminal activity insurance . Based on your company’s certain needs, you are able to change exactly what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Auto Insurance: Industrial automobile insurance guards a company’s vehicles. You may protect cars that carry workers, merchandise or gear. With professional car insurance you can ensure your projects SUVs, vans, trucks and cars from damage and collisions. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Many times the low-owned might be put into the BOP coverage.Alhambra Best Real Estate Agencies Insurance Policy

5. Worker’s Payment: Worker’s payment gives insurance policy to workers who definitely are injured on the job. This sort of insurance coverage supplies salary replacement and medical benefits to people who are hurt when operating. In return for these positive aspects, the staff member offers up his proper rights to sue his boss for your occurrence. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. State laws will vary, but all require you to have workers compensation if you have W2 employees. Penalty charges for no-agreement can be very rigid.

6. Expert Insurance: this type of insurance policies are also called Problems and Omissions Insurance plan. The plan offers defense and damages to fail to or incorrectly offering professional solutions. Your general responsibility policy does not give this protection, so it is very important comprehend the variation. Professional insurance is applicable for almost any expert organization including accountants, notaries, consultants and lawyers real estate agents, insurance brokers, locks salons and technological innovation suppliers to name a few..

7. Directors and Officers Insurance coverage: this sort of insurance policy safeguards the officers and directors of a organization towards their actions affecting the profitability or procedures of your business. If your director or police officer of your respective company, as being a immediate outcome of their steps on the job, realizes her or himself within a legitimate circumstance, this type of insurance policy can protect expenses or problems dropped on account of a lawsuit.

8. Info Violation: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. When a violation takes place either electronically or from your pieces of paper data file a Details Breach coverage will provide defense against the loss.

9. Homeowner’s Insurance plan: Homeowner’s insurance is amongst the most significant forms of insurance plan you need. This sort of insurance coverage can safeguard against damage to your home and in opposition to problems for items within the home. Moreover, this kind of insurance could safeguard you from incidents that happen both at home and could possibly have happened on account of activities of your own.

10. Renter’s Insurance: Renter’s insurance plans are a sub-list of homeowner’s insurance policy which is true just to these as their who rent their house. The coverage is guards from problems for the physical home, contents of your property, and private injuries in the home.Alhambra Best Real Estate Agencies Insurance Policy

11. Life Insurance Coverage: Life insurance coverage safeguards an individual against passing away. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You pay a premium in exchange for the settlement of advantages to the beneficiary. This kind of insurance coverage is essential since it provides for satisfaction. Getting life insurance coverage enables you to realize that all your family members will never be burdened monetarily with your passing away.

12. Individual Automobile Insurance: An additional crucial form of insurance coverage is automobile insurance. Car insurance addresses all streets vehicles (cars, trucks and motorcycles and so forth.). Auto insurance includes a two functionality, protecting towards the two actual problems and physical injury resulting from a crash, as well as any accountability that may increase from your accidents.

13. Private Umbrella Insurance policy: You might want some additional coverage, along with insurance coverages you have. Here is where personalized umbrella insurance plan comes into play. This particular insurance policies are an extension to an already present insurance coverage and covers beyond the regular plan. This insurance can cover different types of statements, which includes homeowner’s or automobile insurance. Normally, it can be bought from amounts of $1 zillion and it is employed only once liability on other guidelines has been tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking