Metro Solutions

 Agoura Hills Affordable Realtors Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Agoura Hills Affordable Realtors Insurance Policy

what we offer in Agoura Hills Affordable Realtors Insurance Policy

1. Common Liability Insurance: If home-based, needs to have liability insurance, every business, even. The policy provides both damages and defense if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Home Insurance coverage: If you have a fire,vandalism and theft, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. If the business is unable to operate, you may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings.

3. Enterprise owner’s insurance policy (BOP): A business person plan deals all required coverage a business person would require. Typically, BOP’s includes organization disturbance insurance policy, home insurance, motor vehicle insurance, insurance, and crime insurance coverage . Based upon your company’s particular requirements, you may alter precisely what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Automobile Insurance: Business automobile insurance safeguards a company’s vehicles. You are able to guard vehicles that carry employees, products or gear. With commercial automobile insurance you may guarantee work SUVs, vans, trucks and cars from damage and collisions. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Frequently the no-owned or operated can be added to the BOP plan.Agoura Hills Affordable Realtors Insurance Policy

5. Worker’s Payment: Worker’s reimbursement gives insurance coverage to staff who definitely are injured at the job. This particular insurance supplies salary substitute and medical good things about individuals who are hurt when operating. In exchange for these advantages, the worker gives up his privileges to sue his company to the occurrence. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. State laws will vary, but all require you to have workers compensation if you have W2 employees. Charges for low-concurrence can be quite tough.

6. Professional Liability Insurance: this kind of insurance is also called Mistakes and Omissions Insurance coverage. The plan provides damages and defense to fail to or inappropriately rendering professional professional services. Your current accountability insurance policy does not offer this security, so you should comprehend the difference. Specialist liability insurance is relevant for almost any professional business which include accountants, lawyers, consultants and notaries real estate professionals, insurance coverage agents, locks salons and modern technology suppliers to name a few..

7. Officers and Directors Insurance: this particular insurance policy safeguards the officers and directors of a firm against their actions that affect the profits or functions in the firm. When a director or officer of your company, as a direct result of their activities at work, realizes him or herself inside a legitimate condition, this particular insurance policy can deal with fees or damage lost due to a suit.

8. Information Breach: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. In case a violation happens either electronically or from a pieces of paper document a Information Breach plan will give you protection against the damage.

9. Homeowner’s Insurance: Homeowner’s insurance coverage is one of the most essential kinds of insurance you require. This particular insurance plan can safeguard from damage to your home and against harm to products in the property. In addition, this sort of insurance plan may possibly guard you from crashes which happen both at home and might have transpired on account of actions of your very own.

10. Renter’s Insurance: Renter’s insurance is a sub-list of homeowner’s insurance coverage which is applicable merely to those in whose who rent payments their residence. The coverage is safeguards against problems for the actual residence, belongings in the home, and private trauma throughout the home.Agoura Hills Affordable Realtors Insurance Policy

11. Life Coverage: Life coverage guards someone against dying. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay reduced in return for the transaction of benefits on the named beneficiary. This type of insurance plan is very important because it permits satisfaction. Possessing life insurance lets you know that all your family members will never be troubled monetarily upon your loss of life.

12. Individual Automobile Insurance: An additional very important form of insurance policies are automobile insurance. Car insurance handles all street automobiles (motorcycles, trucks and cars and so forth.). Auto insurance features a two function, safeguarding from the two physical harm and bodily trauma caused by an accident, and also any liability that may rise through the accidents.

13. Individual Umbrella Insurance plan: You may want some more insurance coverage, in addition to insurance coverages you have. This is when personal umbrella insurance is important. This kind of insurance coverage is an extension with an currently pre-existing insurance coverage and addresses beyond the standard coverage. This insurance policy can include different types of boasts, which includes homeowner’s or automobile insurance. Generally, it really is purchased in increments of $1 million and it is utilized provided that accountability on other policies continues to be tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking