Metro Solutions

 Agoura Hills Affordable Real Estate Agencies Insurance Coverage

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Agoura Hills Affordable Real Estate Agencies Insurance Coverage

what we offer in Agoura Hills Affordable Real Estate Agencies Insurance Coverage

1. Common Insurance: If home-based, needs to have liability insurance, every business, even. If you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party, the policy provides both defense and damages.

2. Home Insurance coverage: If you have a fire,theft and vandalism, smoke damage etc, if you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Business owner’s plan (BOP): A business person coverage packages all needed protection a business owner would require. Typically, BOP’s will include enterprise interruption insurance policy, house insurance policy, vehicle coverage, insurance, and criminal activity insurance . According to your company’s distinct demands, you are able to modify what is a part of a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Automobile Insurance: Industrial auto insurance safeguards a company’s vehicles. You can shield cars that carry employees, items or gear. With professional vehicle insurance you can guarantee your work cars, SUVs, trucks and vans from damage and collisions. But employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage if you do not have company vehicles. Often the low-possessed may be put into the BOP coverage.Agoura Hills Affordable Real Estate Agencies Insurance Coverage

5. Worker’s Reimbursement: Worker’s payment offers insurance to employees who are wounded on the job. This sort of insurance plan offers income substitute and health-related good things about people who are injured whilst operating. In exchange for these positive aspects, the worker provides up his legal rights to sue his workplace for the accident. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. All require you to have workers compensation if you have W2 employees, even though state laws will vary. Penalties for no-concurrence can be extremely stiff.

6. Skilled Insurance: this type of insurance policies are often known as Faults and Omissions Insurance policy. The policy offers damages and defense to fail to or improperly offering specialist professional services. Your general culpability plan is not going to supply this security, so you should be aware of the variation. Specialist liability insurance is relevant for just about any professional company such as notaries, consultants, accountants and lawyers real estate professionals, insurance policy agencies, locks salons and modern technology providers among others..

7. Officers and Directors Insurance: this sort of insurance protects the directors and officers of any business against their activities which affect the profits or functions of the business. If a director or representative of your respective firm, as a straight result of their steps on-the-job, finds him or herself within a legitimate condition, this sort of insurance policy can protect fees or damages misplaced on account of a legal action.

8. Information Breach: Servers or in paper files they are responsible for protecting that information if the business stores sensitive or non-public information about employees or clients on their computers. If a violation happens both digitally or coming from a pieces of paper file a Info Infringement plan can provide defense versus the damage.

9. Homeowner’s Insurance plan: Homeowner’s insurance is one of the most essential kinds of insurance policy you need. This particular insurance coverage can protect in opposition to harm to the house and from harm to goods inside the home. Additionally, this particular insurance policy could guard you incidents that happen at home or may have occurred due to steps of your very own.

10. Renter’s Insurance: Renter’s insurance policies are a sub-group of homeowner’s insurance which is applicable simply to those as their who hire their property. The coverage is protects towards injury to the physical home, valuables in the home, and personal injury within the property.Agoura Hills Affordable Real Estate Agencies Insurance Coverage

11. Life Insurance: Life coverage protects an individual from death. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You have to pay a premium in return for the payment of benefits on the beneficiary. This particular insurance plan is essential as it enables satisfaction. Possessing life coverage allows you to understand that your loved ones is definitely not troubled economically with your death.

12. Individual Car Insurance: Yet another essential type of insurance plans are automobile insurance. Automobile insurance addresses all streets vehicles (trucks, motorcycles and cars and so on.). Automobile insurance carries a dual work, protecting in opposition to the two actual harm and body damage due to a crash, and in addition any culpability which may increase in the collision.

13. Individual Umbrella Insurance plan: You might want some further insurance coverage, along with insurance policies you already possess. This is when personal umbrella insurance coverage is needed. This particular insurance is an extension to a previously current insurance coverage and includes beyond the standard plan. This insurance plan can protect different types of promises, which includes homeowner’s or auto insurance. Normally, it is actually sold in increments of $1 thousand which is used only when accountability on other policies is tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking