Metro Solutions

 Agoura Hills Affordable Fleet Auto Insurance Policy

At Metro Insurance Services we offer our clients the most innovative insurance products from quality insurance companies at affordable premiums. By placing your insurance needs through Metro Insurance Services, you will be empowered with tools and resources to acquire the protection you want from a trustworthy company that cares about customer satisfaction.

Get the most out of your Commercial Insurance policy, Metro Insurance Services, offers you the best coverage at the lowest rates

Because or our reputation and drive to provide the latest information and lowest rates, we have been successful in developing a rapport with the top ranked carriers currently providing coverage in the state. Call Metro Insurance today!

13 Types of Insurance a Small Business Owner Should Have Agoura Hills Affordable Fleet Auto Insurance Policy

what we offer in Agoura Hills Affordable Fleet Auto Insurance Policy

1. Standard Insurance: If home-based, needs to have liability insurance, every business, even. The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party.

2. Property Insurance policy: If you own your building or have business personalproperty, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire,theft and vandalism, smoke damage etc. You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Business owner’s plan (BOP): An entrepreneur policy bundles all necessary coverage a business owner would want. Typically, BOP’s includes business interruption insurance, home insurance, vehicle coverage, liability insurance, and offense insurance . Based on your company’s distinct needs, it is possible to adjust what exactly is contained in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

4. Professional Vehicle Insurance: Industrial auto insurance safeguards a company’s cars. You can shield cars that carry staff members, items or devices. With professional vehicle insurance it is possible to insure work SUVs, trucks, vans and cars from damage and collisions. If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage. Frequently the low-possessed may be included in the BOP insurance policy.Agoura Hills Affordable Fleet Auto Insurance Policy

5. Worker’s Settlement: Worker’s reimbursement offers insurance plan to staff members who happen to be hurt on the job. This type of insurance plan provides pay substitute and healthcare good things about people who are harmed although functioning. To acquire these positive aspects, the employee provides up his rights to sue his company for your event. It is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications, as a business owner. State laws will vary, but all require you to have workers compensation if you have W2 employees. Penalties for no-concurrence can be very stiff.

6. Specialist Insurance: this particular insurance plans are often known as Errors and Omissions Insurance policy. The insurance plan provides defense and damages for failure to or inappropriately rendering expert solutions. Your current liability policy is not going to supply this protection, so it is essential to know the variation. Expert liability insurance is relevant for any specialist business such as accountants, lawyers, notaries and consultants real estate brokers, insurance coverage agents, head of hair salons and technologies service providers to mention a few..

7. Directors and Officers Insurance: this sort of insurance coverage protects the directors and officers of any firm against their activities affecting the profits or surgical procedures from the organization. When a director or representative of your own business, like a immediate result of their measures at the job, locates her or himself in the legal condition, this sort of insurance policy can include fees or problems dropped as a result of a legal action.

8. Information Infringement: If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information. If a infringement comes about either electronically or coming from a document data file a Data Infringement insurance policy will give you defense against the decrease.

9. Homeowner’s Insurance coverage: Homeowner’s insurance policy is amongst the most essential forms of insurance coverage you need. This type of insurance coverage can safeguard from harm to the property and towards damage to products within the property. Furthermore, this kind of insurance could protect you crashes which happen both at home and might have took place as a result of measures of your own.

10. Renter’s Insurance coverage: Renter’s insurance is a sub-pair of homeowner’s insurance which is true only to those as their who hire their residence. The coverage is shields against harm to the bodily house, items in the property, and personal injuries within the home.Agoura Hills Affordable Fleet Auto Insurance Policy

11. Life Insurance: Life coverage protects somebody against passing away. The insurer pays a certain amount of money to a beneficiary upon your death if you have life insurance. You have to pay limited to acquire the transaction of advantages on the beneficiary. This particular insurance is extremely important as it allows for peace of mind. Having life insurance coverage enables you to know that all your family members will never be burdened financially upon your death.

12. Individual Automobile Insurance: Another extremely important type of insurance coverage is auto insurance. Car insurance handles all road cars (trucks, motorcycles and cars and many others.). Vehicle insurance includes a two operate, guarding towards the two actual harm and bodily injury as a result of a crash, and in addition any responsibility that may climb in the accident.

13. Personalized Umbrella Insurance: You might want some additional protection, in addition to insurance coverages you currently have. This is where individual umbrella insurance plan is important. This type of insurance coverage is an extension to a presently existing insurance policy and handles past the typical insurance policy. This insurance policy can cover different kinds of promises, which includes homeowner’s or car insurance. Normally, it is actually sold in amounts of $1 zillion which is applied only when culpability on other insurance policies continues to be tired.

A specialty insurance program means you will find a solution based on an outstanding knowledge of your specific needs. Thousands of Californians have switched to Metro to renew their policies, let us show you why!

Concert or Events
Importers & Exporters
Law Firms
Print Shops
Real Estate
Salon & Spas
Security Company
Technology Services
Transportation & Trucking